- IBPS BANK CLERK ONLINE CWE-IV (14-12-2014)

GENERAL AWARENESS

Ans .

(4) Nepal

1. Explanation :

The prestigious project is located in Sankhuwasabha District of Nepal on Arun River and is a run-of-the-river project. The project is estimated to cost Rs. 5723.72 crore at May 2015 price levels. Completion Period of the project shall be 60 months from the date of financial closure which is targeted for September 2017.

Ans .

(2) Golf

1. Explanation :

Anirban Lahirf is an Indian professional golfer who currently plays on the European Tour, Asian Tour, and PGA Tour.

Ans .

1. Explanation :

ATS was founded in Maharashtra in 1990 by then Additional Commissioner of Mumbai Police Aftab Ahmed Khan popularly known as A.A. Khan. He was inspired by the Los Angeles Police Department's Special Weapons & Tactics (SWAT) teams methods to combat modern-day terrorism.

Ans .

(2) Braliniaputra River

1. Explanation :

The Zangmu Dam is a gravity dam on the Yarlung Zangbo/Brahmaputra River 9 km (5.6 mi) northwest of Gyaca in the Tibet Autonomous Region of China. This dam is built a few kilometers from the bhutan- India border. The purpose of the dam is hydroelectricpower production using run-of-the-river technology.

Ans .

(3) Income Tax Act

1. Explanation :

Under the old provisions (effective till 31.03.2017) of the Income Tax Act 1961, revenue expenditure incurred in cash equal to or exceeding Rs. 20,000/- is not allowable as per sub-section (3) of section 40A of the Act except in specified circumstances as referred to in Rule 6DD of the Income-tax Rules, 1962. As proposed by the Finance Bill, 2017; Section 269ST has been inserted in the Income Tax Act, 1961 to provide that no person shall receive an amount of two lakh rupees or more.

Ans .

1. Explanation :

Revival of Sasur Khaderi Rivulet & Lake Thithora - A Bhagirath Endeavour in District Fathpur of Uttar Pradesh: Infrastructure & Industrial Development, India

Ans .

(3) Rio de Janeiro, Brazil

1. Explanation :

The 2016 Summer Olympics (Portuguese: Jogos Olímpicos de Verão de 2016),[a] officially known as the Games of the XXXI Olympiad and commonly known as Rio 2016, was a major international multi-sport event held in Rio de Janeiro, Brazil from 5 to 21 August 2016, with preliminary events in some sports beginning on 3 August. They were the first Olympic Games ever held in South America.

Ans .

(3) Repo Rate

1. Explanation :

Repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of India) lends money to commercial banks in the event of any shortfall of funds. Repo rate is used by monetary authorities to control inflation.

Ans .

(3) Zomato.com

1. Explanation :

Zomato is an Indian restaurant search and discovery service founded in 2008 by Deepinder Goyal and Pankaj Chaddah. It currently operates in 23 countries, including Australia and United States. It provides information and reviews on restaurants, including images of menus where the restaurant does not have its own website.

Ans .

(1) 7.5 crore

1. Explanation :

Under the PMJDY, the Government is looking to open at least 7.5 crore basic bank accounts for 7.5 crore unbanked families in the country.A basic bank account is not the same as a normal savings account and the simplest know-your-customer norms are being adopted for PMJDY so that the unbanked could have access to banking account and its facilitie

Ans .

(3)Ultra Small Branch

1. Explanation :

The USB will be set up between the base branch and Business Correspondent’s (BC) location to provide support to about 8-10 units within a three to four kilometer radius. The branch office will operate in an area of 100-200 square feet and infrastructure such as a core banking solution terminal linked to a passbook printer and a safe for cash retention to operate larger customer transactions.

Ans .

(1) ATMs which are set up by non-banking entities.

1. Explanation :

From such White Label ATM customer from any bank will be able to withdraw money, but will need to pay a fee for the services.

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(5) IDFC

1. Explanation :

The Reserve Bank of India (RBI) gave in-principle approvals to infrastructure financier IDFC Ltd and microlender Bandhan Financial Services Pvt. Ltd to start new banks—only the third set of private sector lenders it would be licensing in two decades. The approvals will be valid for 18 months, during which the two companies will have to comply with rules stipulated by RBI, the central bank said in a statement.

Ans .

(3) Arvind Subramanian

1. Explanation :

Arvind Subramanian is an Indian economist. He served as the Dennis Weatherstone Senior Fellow at the Peterson Institute for International Economics and a Senior Fellow at the Center for Global Development, both located in Washington DC.

Ans .

(3) 30 million houses

1. Explanation :

Mission is in keeping with Prime Minister Narendra Modi’s direction of Har Parivar ko Ghar (a house for every family).

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(3) ING Vysya Bank and Kotalc Mahindra Bank

1. Explanation :

The deal will make Kotak the fourth-largest private bank in the country in terms of total business. The combined banking entity will have a widespread network of 1,214 branches across the country.

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(3) NPCI

1. Explanation :

NPCI, a Reserve Bank of India (RBI) promoted organization, will bear the cost for the accident cover that comes with every Rupay-enabled card, according to people cited above. Rupay is the payment gateway developed by NPCI.

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(5) Debit Card

1. Explanation :

A debit card is linked to your current/checking and/or savings accounts - in banking terms, deposit accounts. When you use a debit card either for cash withdrawal or for purchases at point of sale, money is directly subtracted from your deposit account.

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(4) "Rashtriya Ekta Diwas" (National Unity Day)

1. Explanation :

Rashtriya Ekta Diwas (National Unity Day) was introduced by the Government of India and inaugurated by Indian Prime MinisterNarendra Modi in 2014. The intent is to pay tribute to Vallabhbhai Patel, who was instrumental in keeping India united.

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(4) 25th November

1. Explanation :

The premise of the day is to raise awareness of the fact that women around the world are subject to rape, domestic violence and other forms of violence; furthermore, one of the aims of the day is to highlight that the scale and true nature of the issue is often hidden. For 2014, the official Theme framed by the UN Secretary-General’s campaign UNiTE to End Violence against Women, is Orange your Neighbourhood.

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(3) 1st January, 2015

1. Explanation :

The Reserve Bank of India on Monday granted an additional nine months for the public to exchange currency notes printed before 2005, including Rs 500 and Rs 1,000 denominations, and set a deadline of January 1, 2015.

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1. Explanation :

Kangto, at 7,060 metres (23,163 ft), is on the border of the Northeastern Indian state of Arunachal Pradesh and the Tibet Autonomous Region of China. It is the highest point in Arunachal Pradesh. The whole area is claimed by China as part of southern Tibet this claim is contested by India. The disputed area in which Kangto is located, would lie in the Tibetan county of Cona under the Chinese claim but lies in the East Kameng district of Arunachal Pradesh, under Indian administration.

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(2) Mirzapur

1. Explanation :

In 1975, aged 24, Singh was appointed District President of the Jana Sangh.[2] In 1977, he was elected Member of Legislative Assembly from the Mirzapur

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(5) 10

1. Explanation :

After a year of no transactions in the account, banks try to contact the customer either through post or telephone to ascertain the reason. If the customer cannot be traced, the introducer or nominee of the account may be approached. If the customer replies, the bank waits for another year before declaring an account inoperative. However, if within that period too there are no transactions, the account is termed inoperative.

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(2) Kathmandu, Nepal

1. Explanation :

The 18th SAARC Summit was held at the Nepalese capital Kathmandu fromNovember 26 to November 27, 2014 and was attended by the prime ministers of Bangladesh, Bhutan, India, Nepal and Pakistan, and the presidents of the Afghanistan, Maldives and Sri Lanka. The motto was 'Deeper Integration for Peace and Prosperity'.

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(1) Self Help Groups

1. Explanation :

Self-Help Group (SHG) is a small voluntary association of poor people, preferably from the same socio-economic background. They come together for the purpose of solving their common problems through self-help and mutual help. The SHG promotes small savings among its members. The savings are kept with a bank.

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(3) NSDL

1. Explanation :

National Securities Depository Limited (NSDL) is an Indian central securities depository based in Mumbai. It was established on 8 November 1996 as the first electronic securities depository in India with national coverage based on a suggestion by a national institution responsible for the economic development of India .

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(2) Sania Mirza

1. Explanation :

Sania Mirza is an Indian professional tennis player who was formerly ranked No. 1 in the women's doubles rankings. From 2003 until her retirement from singles in 2013, she was ranked by the WTA as India's No. 1 doubles player.

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(5) New York City, USA

1. Explanation :

United Nations International Children's Emergency Fund an United Nations (UN) program headquartered in New York City that provides humanitarian and developmental assistance to children and mothers in developing countries. It is a member of the United Nations Development Group.The United Nations International Children's Emergency Fund was created by the United Nations General Assembly on the 11th of December 1946, to provide emergency food and healthcare to children in countries that had been devastated by World War II.

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(5) India

1. Explanation :

The Indian Regional Navigation Satellite System (IRNSS) with an operational name of NAVIC is an autonomous regional satellite navigation system, that provides accurate real-time positioning and timing services. It covers India and a region extending 1,500 km (930 mi) around it, with plans for further extension. The system at-present consist of a constellation of 7 satellites, with two additional satellites on ground as stand-by.

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(2) Bengaluru, India

1. Explanation :

Eminent and high profile scientists from more than 30 Commonwealth nations congregated in Bangalore for the first Commonwealth Science Conference (CSC) in almost 50 years. The last CSC was held in 1967 in Oxford and had less than 80 participants. With over 300 registered participants, CSC 2014 is the largest event that the Royal Society has organized overseas.

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(1) China

1. Explanation :

Typhoon Rammasun, known in the Philippines as Typhoon Glenda, was one of only three Category 5 super typhoons on record in the South China Sea, with the others being Pamela in 1954 and Meranti in 2016. Rammasun had destructive impacts across the Philippines, South China, and Vietnam in July 2014.

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(2) Omani Rial

1. Explanation :

The Rial is the currency of Oman. It is divided into 1000 baisa.

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(3) Dematerialisation

1. Explanation :

Dematerialisation (“Demat” in short form) signifies conversion of a share certificate from its physical form to electronic form. The term Demat, in India, refers to a dematerialised account for individual Indian citizens to trade in listed stocks or debentures, as required by The Securities Exchange Board of India (SEBI). In a Demat account, shares and securities are held electronically instead of the investor taking physical possession of certificates.

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(3) Kuwait City

1. Explanation :

Kuwait City is the capital and largest city of Kuwait. Kuwait City is the political, cultural and economic center of Kuwait. Kuwait City is considered a global city. Kuwait City's trade and transportation needs are served by Kuwait International Airport, Mina Al-Shuwaik (Shuwaik Port) and Mina Al Ahmadi (Ahmadi Port).

Ans .

(1) Men's Tennis

1. Explanation :

The Davis Cup is the premier international team event in men's tennis. It is run by the International Tennis Federation (ITF) and is contested annually between teams from competing countries in a knock-out format. It is described by the organisers as the "World Cup of Tennis",

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(1) Shri Jai Prakash Narayan

1. Explanation :

The programme was launched by the Prime Minister of India, Narendra Modi on thebirth anniversary of Jayaprakash Narayan, on 11 October 2014. The distinct feature of this Yojana is that it is (a) demand driven (b) inspired by society (c) based on people's participation.

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(2) Shri Rajiv Pratap Rudy

1. Explanation :

In November 2014, he was made Minister of State (Independent Charge) for Skill Development and Entrepreneurship in Narendra Modi's government, a key ministry in view of Modi's slogan of 'Make in India' and associated attempts to make India a production hub.

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1. Explanation :

Gandhi had returned to India from South Africa on January 9, 1915. The year 2015 marks the centenary of Gandhi’s return to India hence the theme of the PBD will be based on the same, said state finance minister Saurabh Patel.

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(4) Kerala

1. Explanation :

The highest literacy rate is recorded by Kerala. ,according to the 20111 census,

COMPUTER LITERCY

Ans .

2) Software Piracy

1. Explanation :

Software piracy is the illegal copying, distribution, or use of software. It is such a profitable "business" that it has caught the attention of organized crime groups in a number of countries. According to the Business Software Alliance (BSA), about 36% of all software in current use is stolen. Software piracy causes significant lost revenue for publishers, which in turn results in higher prices for the consumer.

Ans .

(1) Linux

1. Explanation :

Is a family of free and open-source software operating systems built around the Linux kernel. Typically, Linux is packaged in a form known as a Linux distribution (or distro for short) for both desktop and server use. The defining component of a Linux distribution is the Linux kernel, an operating system kernel first released on September 17, 1991, by Linus Torvalds.

Ans .

(1) Operating System

1. Explanation :

An operating system (OS) is system software that manages computer hardware and software resources and provides common services for computer programs.

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(4) The file extension comes before the dot (.) followed by the file name

1. Explanation :

A filename extension is an identifier specified as a suffix to the name of a computer file. The extension indicates a characteristic of the file contents or its intended use. A file extension is typically delimited from the filename with a full stop (period), but in some systems it is separated with spaces.

Ans .

(1) Printer

1. Explanation :

Linux is an operating system.

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(2) RFID

1. Explanation :

Radio-frequency identification (RFID) uses electromagnetic fields to automatically identify and track tags attached to objects. The tags contain electronically-stored information. Passive tags collect energy from a nearby RFID reader's interrogating radio waves. Active tags have a local power source (such as a battery) and may operate hundreds of meters from the RFID reader.

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(3) Optic fibre cable

1. Explanation :

A fiber optic cable is a network cable that contains strands of glass fibers inside an insulated casing. They're designed for long distance, very high performance data networking and telecommunications. Compared to wired cables, fiber optic cables provide higher bandwidth and can transmit data over longer distances.

Ans .

(3) Router

1. Explanation :

A router is a networking device that forwards data packets between computer networks. Routers perform the traffic directing functions on the Internet. A data packet is typically forwarded from one router to another router through the networks that constitute an internetwork until it reaches its destination node.

Ans .

(4) Pull down

1. Explanation :

Windows 98 lacks the security that Windows 2000, XP, Vista, and 7 have in-cooperated into the operating system. This lack of security makes Windows 98 obsolete in todays eve.

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(5) Global Positioning System (GPS)

1. Explanation :

The Global Positioning System (GPS), originally Navstar GPS,is a satellite-based radionavigation system owned by the United States government and operated by the United States Air Force. It is a global navigation satellite system that provides geolocation and time information to a GPS receiver anywhere on or near the Earth where there is an unobstructed line of sight to four or more GPS satellites.

Ans .

(1) RAM is the same as hard disk storage

1. Explanation :

RAM is a type of volatile memory. Data in RAM is not permanently written. When you power off your computer the data stored in RAM is deleted.

Ans .

(2) Spain

1. Explanation :

Spyware,Hackers,Identity thefts,Viruses are the examples of real security EXCEPT Spain.

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(5) HOME

1. Explanation :

(5) HOME- used to go to the first cell in the current row

Ans .

(1) Malicious Software (Mal-ware)

1. Explanation :

Malicious software, commonly known as malware, is any software that brings harm to a computer system. Malware can be in the form of worms, viruses, trojans, spyware, adware and rootkits, etc., which steal protected data, delete documents or add software not approved by a user.

Ans .

(3) Integrated Circuit

1. Explanation :

The chip has its normal meaning of "a small piece" (of silicon, in this case) and microchip is a tiny piece. Even if the shortening of microchip is discounted, at the heart of each IC package is a tiny chip of silicon.

Ans .

(1) Doc

1. Explanation :

In computing, DOC or doc (an abbreviation of "document") is a filename extension for word processing documents, most commonly in the proprietary Microsoft Word Binary File Format. Historically, the extension was used for documentation in plain text, particularly of programs or computer hardware on a wide range of operating systems. During the 1980s, WordPerfect used DOC as the extension of their proprietary format.

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1. Explanation :

An HTTP cookie (also called web cookie, Internet cookie, browser cookie, or simply cookie) is a small piece of data sent from a website and stored on the user's computer by the user's web browser while the user is browsing. Cookies were designed to be a reliable mechanism for websites to remember stateful information (such as items added in the shopping cart in an online store) or to record the user's browsing activity (including clicking particular buttons, logging in, or recording which pages were visited in the past).

Ans .

(5) Ctrl Key + End Key

1. Explanation :

To move to the button of a document while working on MS word,Ctrl Key + End Key is used.

Ans .

(1) Cyber terrorist

1. Explanation :

Cyberterrorism is the use of the Internet to conduct violent acts that result in, or threaten, loss of life or significant bodily harm, in order to achieve political gains through intimidation. It is also sometimes considered an act of Internet terrorism where terrorist activities, including acts of deliberate, large-scale disruption of computer networks, especially of personal computers attached to the Internet by means of tools such as computer viruses, computer worms, phishing, and other malicious software and hardware methods and programming scripts.

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(2) Speech Recognition Software

1. Explanation :

Speech recognition is the ability of a machine or program to identify words and phrases in spoken language and convert them to a machine-readable format. Speech recognition works using algorithms through acoustic and language modeling.

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(5) RDBMS

1. Explanation :

It is the world's most popular database for running online transaction processing (OLTP), data warehousing (DW) and mixed (OLTP & DW) database workloads.

Ans .

(1) Intel

1. Explanation :

It is the world's second largest and second highest valued semiconductor chip makers based on revenue after being overtaken by Samsung, and is the inventor of the x86 series of microprocessors, the processors found in most personal computers (PCs). Intel supplies processors for computer system manufacturers such as Apple, Lenovo, HP, and Dell. Intel also manufactures motherboard chipsets, network interface controllers and integrated circuits, flash memory, graphics chips, embedded processors and other devices related to communications and computing.

Ans .

(5) Arithmetic Logic Unit

1. Explanation :

An arithmetic logic unit (ALU) is a combinational digital electronic circuit that performs arithmetic and bitwise operations on integer binary numbers. This is in contrast to a floating-point unit (FPU), which operates on floating point numbers. An ALU is a fundamental building block of many types of computing circuits, including the central processing unit (CPU) of computers, FPUs, and graphics processing units (GPUs). A single CPU, FPU or GPU may contain multiple ALUs.

Ans .

(4) Silicon

1. Explanation :

Pure silicon is the basis for most integrated circuits. It provides the base, or substrate for the entire chip and is chemically doped to provide the N and P regions that make up the integrated circuit components. The silicon must be so pure that only one out of every ten billion atoms can be an impurity. This would be the equivalent of one grain of sugar in ten buckets of sand. Silicon dioxide is used as an insulator and as a dielectric material in IC capacitors.

Ans .

(3) Mega Bytes

1. Explanation :

The megabyte is a multiple of the unit byte for digital information. Its recommended unit symbol is MB. The unit prefix megais a multiplier of 1000000 (106) in the International System of Units (SI) Therefore, one megabyte is one million bytes of information. This definition has been incorporated into the International System of Quantities.

Ans .

(1) Hyper Text Transfer Protocol

1. Explanation :

The Hypertext Transfer Protocol (HTTP) is an application protocol for distributed, collaborative, and hypermedia information systems. HTTP is the foundation of data communication for the World Wide Web. Hypertext is structured text that uses logical links (hyperlinks) between nodes containing text. HTTP is the protocol to exchange or transfer hypertext.

Ans .

(3) Authentication

1. Explanation :

Authentication authorizes human-to-machine interactions on both wired and wireless networks to enable access to networked and Internet connected systems and resources.Traditionally, user authentication has typically consisted of a simple ID and password combination. Increasingly, however, more authentication factors are added to improve the security of communications.

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(2) Internet Explorer

1. Explanation :

Internet Explorer is a series of graphical web browsers developed by Microsoft and included in the Microsoft Windows line of operating systems, starting in 1995. It was first released as part of the add-on package Plus! for Windows 95 that year. Later versions were available as free downloads, or in service packs, and included in the original equipment manufacturer (OEM) service releases of Windows 95 and later versions of Windows. The browser is discontinued, but still maintained.

Ans .

(1) Binary Digit

1. Explanation :

The bit (a portmanteau of binary digit) is a basic unit of information used in computing and digital communications. A binary digit can have only one of two values, and may be physically represented with a two-state device. These state values are most commonly represented as either a 0 or 1.

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(4) Magnetic Ink Character Recognition

1. Explanation :

MICR code is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. The MICR encoding, called the MICR line, is at the bottom of cheques and other vouchers and typically includes the document-type indicator, bank code, bank account number, cheque number, cheque amount, and a control indicator. The technology allows MICR readers to scan and read the information directly into a data-collection device.

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(1) Real Time Gross Settlement

1. Explanation :

Real-time gross settlement systems are specialist funds transfer systems where the transfer of money or securities takes place from one bank to another on a "real time" and on a "gross" basis. Settlement in "real time" means a payment transaction is not subjected to any waiting period, with transactions being settled as soon as they are processed. "Gross settlement" means the transaction is settled on one-to-one basis without bundling or netting with any other transaction. "Settlement" means that once processed, payments are final and irrevocable.

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(2)Encoder

1. Explanation :

A multiplexer that selects one individual data input line and then sends that data to a single output line or switch, Digital Encoder more commonly called a Binary Encoder takes ALL its data inputs one at a time and then converts them into a single encoded output.

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(2) American Standard Code for Information Inter change

1. Explanation :

ASCII (American Standard Code for Information Interchange) is the most common format for text files in computers and on the Internet. In an ASCII file, each alphabetic, numeric, or special character is represented with a 7-bit binary number (a string of seven 0s or 1s). 128 possible characters are defined.

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(4) = 1A + 2

1. Explanation :

All Excel formulas begin with an equal sign (=). After the equal symbol, you enter either a calculation or function. For example, to add up values in cells B1 through B5, you can either:
i) Type the entire equation: =B1+B2+B3+B4+B5
ii) Use the SUM function: =SUM(B1:B5)

Ans .

(3) Internet Service Provider

1. Explanation :

An Internet service provider (ISP) is an organization that provides services for accessing, using, or participating in the Internet. Internet service providers may be organized in various forms, such as commercial, community-owned, non-profit, or otherwise privately owned. Internet services typically provided by ISPs include Internet access, Internet transit, domain nameregistration, web hosting, Usenet service, and colocation.

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(2) World Wide Web

1. Explanation :

The World Wide Web (abbreviated WWW or the Web) is an information space where documents and other web resources are identified by Uniform Resource Locators (URLs), interlinked by hypertext links, and can be accessed via the Internet. English scientist Tim Berners-Lee invented the World Wide Web in 1989. He wrote the first web browser computer program in 1990 while employed at CERN in Switzerland. The Web browser was released outside CERN in 1991, first to other research institutions starting in January 1991 and to the general public on the Internet in August 1991.

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(2) Server

1. Explanation :

In computing, a server is a computer program or a device that provides functionality for other programs or devices, called "clients". This architecture is called the client–server model, and a single overall computation is distributed across multiple processes or devices. Servers can provide various functionalities, often called "services", such as sharing data or resources among multiple clients, or performing computation for a client.

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(5) Universal Serial Bus

1. Explanation :

USB, short for Universal Serial Bus, is an industry standard that was developed to define cables, connectors and protocols for connection, communication, and power supply between personal computers and their peripheral devices. USB was designed to standardize the connection of computer peripherals (including keyboards, pointing devices, digital cameras, printers, portable media players, disk drives and network adapters) to personal computers, both to communicate and to supply electric power.

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(3) 233

1. Explanation :

A binary number is a number expressed in the base-2 numeral system or binary numeral system, which uses only two symbols: typically 0 (zero) and 1 (one).

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(4) Gigabyte

1. Explanation :

A gigabyte (GB) is a measure of computer data storage capacity that is roughly equivalent to 1 billion bytes. A gigabyte is two to the 30th power or 1,073,741,824 in decimal notation. The term is pronounced with two hard Gs. The prefix giga comes from a Greek word meaning giant.

ENGLISH LANGUAGE

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without

1. Explanation :

(4) without

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(5) building

1. Explanation :

Here construction, manufacturing and building have the same context. But only building can be used as it gives the sentences grammatical coherency.

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(2) devised

1. Explanation :

Here devised, develop and invent mean the same thing. However usage of devised means more appropriate.

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(1) achieve

1. Explanation :

In the context of given statements achieve is most grammatically appropriate. Achieve means to usually beget an objective, goal or an aim.

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(4) risks

1. Explanation :

Risk is most suitable and appropriate in the context of the sentence.

(A) If you're transitioning from products to services or vice-versa, you have to know and understand these differences to effectively promote and sell.

(B) For example, a product is tangible, which means the customer can touch and see the product before deciding to make a purchase and a services is intangible

(C)Understanding the different changes in product and service marketing can help you establish the right approach for this transition

(D) Unless you understand the basic difference of tangibility, it will be a challenge to promote and sell your product

(E) companies that are marketing a product face different challenges compared to those that are promoting a service

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(1) A

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(5) E

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(3) C

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(4) D

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(2) B

Ans .

1. Explanation :

Here the usage of phrase is incorrect. The preposition "of" is missing.

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(3) is expected to

1. Explanation :

Here the usage of phrase is incorrect. The correct usage would be "is expected to".

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(1) can earn

1. Explanation :

Here the singular form of the verb 'earn' has been incorrectly used instead of plural. Hence the correct usage would be 'can earn'.

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(5) No correction required

1. Explanation :

The sentence is grammatically perfect with no use of inncorrect phrases. No correction required.

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(4) most certainly

1. Explanation :

Here the correct usuage would be to use the adverb form of the verb 'most certainly'.

Do you ever feel there's a greater being inside of you bursting to get out ? It's the voice that encourages you to really make something of your life. When you act congruently with that voice, it's like you're a whole new person. You're bold and courageous. You're strong. You're unstoppable. But, then reality sets in, and soon those moments are history. It is n't hard to put yourself temporarily into an emotionally motivated state. Just listen to that motivational song for that matter. However, this motivation does not stay forever. Your great ideas seem impractical. How many times have you been temporarily inspired with an idea like. "I want to start my own business." And then a week later it's for You come up with inspiring ideas when you're motivated. But you fail to maintain that motivation through the action phase.

The problem we ask ourselves is, why does this happen? You can listen to hundreds of motivational speakers and experience an emotional yo-yo effect, but it doesn't last. The problem is that as we are intellectually guided, we try to find logic in emotional motivation and as we fail to find logic it eventually phases out. I used to get frustrated when my emotional motivation fizzled out after a while. Eventually, I realised that being guided by intellect, wasn't such a bad thing after all. I just had to learn to use my mind as an effective motivational tool. I figured that if I wasn't feeling motivated to go after a particular goal, may be there was a logical reason for it. I noted that when I had strong intellectual reasons for doing something, I usually didn't have trouble taking action. I don't need to emotionally pump myself up to go to the gym. I just go.

But when my mind thinks a goal is wrong on some level. I usually feel blocked. I eventually realised that this was my mind's way of telling me the goal was a mistake to begin with. Sometimes a goal seems to make sense on one level but when you look further upstream, it becomes clear that the goal is ill advised. Suppose you work in sales, and you get a goal to increase your income by 20% by becoming a more effective salesperson. That seems like a reasonable and intelligent goal. But Maybe you're surprised to find yourself encountering all sorts of internal blocks when you try to pursue it. You should feel motivated, but you just don't. The problem may be that on a deeper level your mind knows you don't want to be working in sales at all. You really want to be a musician.

Matter how hard you push yourself in sales career, it will always be a motivational dead end. Further when you set goals, that are too small and too timid, you suffer a perpetual lack of motivation. You just need to summon the courage to acknowledge your true desires. Then you'll have to deal with the self-doubt and fear that's been making you think too small. Ironically, the real key to motivation is to set the goals that scare you. You're letting fears, excuses and limiting beliefs hold you back. Your subconscious mind knows you're strong, so it won't provide any motivational fuel until. You step up, face your fears, and acknowledge your heart's desire. Once you finally decide to face your fears and drop the excuses, then you'll find your motivation turning on full blast

Ans .

(1) When you analyse your goal closely you realise that it is not what you thought it would be

1. Explanation :

Here by looking upstream author wants to say that when we see or analyze our goal in a more profound way, it becomes clear that goal is not at all what it seemed like when we started with. Hence option (1) is correct.

(A) Many a time, although we are motivated at the start, we fail to keep up the motivation while working towards the goal.

(B) We can learn to use our mind as a motivational tool.

(C) Being guided by intellect is very bad.

Ans .

(1) Only A and B

1. Explanation :

Author says in the first paragraph that many a times even if we are motivated to act, we fail to act because the motivation dosen't last its transition from thought to actions. Also, in later paragraphs of the passage, he does say that mind can be used as tool to keep up the motivation. Intellect helps us to keep us motivated. Statement A and B are correct.

(A) setting challenging goals.

(B) not letting our fears pull us back

(C) changing our goals periodically.

Ans .

(1) Only A and B

1. Explanation :

As author outlines in the passage, the key staying motivated is setting challenging goalds which make you get out of the comfort zone. Also, the passage does outline the need to not letting fear demotivate us in-our quest for achieving the set goal. Both the statement A and B are correct in the context of passage. Option A is correct

Ans .

(2) Scared

1. Explanation :

'Scared' has same connotation as 'timid' sused in the passage. The passage implies that you should not be too scared (timid) to aspire for higher goals. Option B is correct.

(A) Although a goal may look intellectual, it may not actually work for us.

(B) Our subconscious mind will not motivate us unless we face our fears

(C) The only way to keep yourself motivated throughout Is by listening to many motivational speakers.

Ans .

(4) Only A and B

1. Explanation :

As author outlines, reading motivational books and listening to motivational speaker offers but temporary motivation. Listening to a lot oof motivational speaker may be temporarily effective but it is not effective over long term. Statement C is wrong in the context of the passage.

(A) he was not intellectually motivated

(B) he wanted to take the easy way out

(C) he did not push himself hard enough

Ans .

(2) Only C

1. Explanation :

As the author says he was temporarily motivated but when it came to acting, his motivation fizzled out. He further says that lack of intellectual motivation was main reason he couldn't act. Hence only statement A is correct in the context of the passage.

Ans .

(5) in agreement

1. Explanation :

Here congruently means 'in agreement with'. Author says that when we act congruently i.e. in agreement with our inner voice, we feel motivated and positive. Option 5 is correct answer.

Ans .

(4) It goes after a period of time passes

1. Explanation :

When author says that motivation 'eventually phases out,' he means to say that it ceases to exist after a period of time has passed. Here'phases out' is used in the context of 'stop operating'. Option 4 is correct option.

Ans .

(2) Why Don't We Feel Motivated?

1. Explanation :

The main crux of the passage is in feeling motivated to feel superior to our former slef. Why Don't We Feel Motivated? is the most appropriate title of the passage. Option 2 is correct.

(A) It tends to be temporary.

(B) It promises our negativity.

(C) It has the potential to inspire us

Ans .

(4) Only A and C

1. Explanation :

Author says that emotional motivation fizzles out after some time. It means that it is very temporary in nature. Only statement A is correct.

Ans .

(2) choosing the colour, the actress creating a fluffed

1. Explanation :

In part 2 of the statements, past progressive tense has been incorrectly used instead of simple past tense. Part 2 is wrong. The corrected statement would read as : More than scoring points for choosing the colour, the actress created a stuff with the mini cape that she wore to match her dress.

Ans .

(3) explored the outdoors

1. Explanation :

In the last part of the sentence, past tense has been wrongly used instead of present tense. The correct usage would be:Winter is the best season to explore the outdoors.

Ans .

1. Explanation :

The sentence has no error in any of its parts. It is correct in grammar as well as syntax.

Ans .

(5) No error

1. Explanation :

There is no need of preposition 'for' in the last part of the sentence. Its use is redundant. The correct sentence would read as:With the water project moving a step closer to feasibility, city residents can soon expect sufficient water supply.

Ans .

(2) of resolve the issue

1. Explanation :

The error is in second part of the sentence. The correct statement would read as: We are in the final stages of resolving the issue which has been pending for over two years. Option 2 is the correct answer.

The emergence of a cloud based banking will affect banks big and small. Banks are expected to spend atmost $180 billion on IT this year. At present, cloud based services make up a (31) fraction of this amount but some estimate (32) by financial services firms on the cloud will (33)$26 billion in 2015. This Increase should (34) barriers to entry for newcomers which can (35) modem IT infrastructure at monthly fees of less than $10,000 (36) having to invest tens of millions of dollars upfront (37) build their own secure data entries -and it should (38) enable big banks to become much more cost of (39). Small firms without traditional computer systems to maintain are the fastest movers.(40) can type documents, run spread sheets and read emails in the cloud. Keeping track of clients, payments and loans can be done on a cloud computing platform using a specially banking software. Ans . (2) tiny 1. Explanation : The correct usage would be 'tiny'. The phrase usage in English is 'tiny' fraction. Hence the correct option is 2. Ans . (5) spending 1. Explanation : Here the most appropriate usage which suits the context of the passage is 'spending'. Other words either don't make any sense or fail to be grammatically appropriate. Option 5 is correct. Ans . (3) account 1. Explanation : Here 'total' most suits the context. The spending will ' account '$26 billion.Hence the correct option is 3.

Ans .

(3) lower

1. Explanation :

The appropriate word suiting the passage would be 'lower'.

Ans .

(1) rent

1. Explanation :

Lease, hire are not in the context of the sentence. 'Rent' is the correct usage.newcomers which can rent. Option A is correct.

Ans .

(2) rather

1. Explanation :

Here the second part is contradiction to the first. Instead of newcomers having to built the infrastructure, they can just rent it. Rent is the only word denoting contradiction. Hence the correct option is 2.

Ans .

(3) to

1. Explanation :

Here the usage of correct preposition would be 'to'. "to build their own" Option 3 is the correct answer.

Ans .

(5) also

1. Explanation :

'Also' grammatically suits the context of the sentence. The usage of the word 'also' here means 'in addition to'. The option 5 is correct.

Ans .

(2) efficient

1. Explanation :

The correct collocation is 'cost-efficient' which means cheaper in rudimentary sense. Hence the correct usage is efficient. Option 2 is correct.

Ans .

(1) employees

1. Explanation :

Here the use of word 'employees' is most suitableto the context and eloquent. Employees can type documents. Option 1 is correct answer.

NUMERICAL ABILITY

Ans .

(3) 63

Explanation :

Ans .

(4) 22

Explanation :

Ans .

(1) 62.05

Explanation :

Ans .

(3) Rs.59

Explanation :

Ans .

(1) Rs.150558

Explanation :

Ans .

(1) 8 hours

Explanation :

Ans .

(1) 4.5

Explanation :

Ans .

(2) 26 : 21

Explanation :

Ans .

(1) 1/4

Explanation :

Ans .

(4) 35,950

Explanation :

Ans .

(2) 99

Explanation :

Ans .

(2) 415

Explanation :

Ans .

(5) 1715

Explanation :

Ans .

(2) 51.4

Explanation :

Ans .

(3) 74

Explanation :

Ans .

(1) Rs.25,947

Explanation :

Ans .

(1) 504

Explanation :

Ans .

(1) Rs.4800

Explanation :

Ans .

(3) 17

Explanation :

Ans .

(5) Rs.4140

Explanation :

Ans .

(4) 13,14

Explanation :

Ans .

(5) 66.57

Explanation :

Ans .

(4) 12

Explanation :

Ans .

(2) 14.5

Explanation :

Ans .

(5) 282.8

Explanation :

Ans .

(5) 6/5

Explanation :

Ans .

(2) 188.9

Explanation :

Ans .

(2) 0.693

Explanation :

Ans .

(2) 15

Explanation :

Ans .

(4) 2/5

Explanation :

Ans .

(3) 19/35

Explanation :

Ans .

(4) 29

Explanation :

Ans .

(3) 47: 58

Explanation :

Ans .

(5) 399

Explanation :

Ans .

(1) 243

Explanation :

Ans .

(4) 133

Explanation :

Ans .

(1) 30 kmph

Explanation :

Ans .

(2) Rs. 1200

Explanation :

Ans .

(5) None of these

Explanation :

Ans .

(1) 194

Explanation :

REASONING

Ans .

(1) 9

Explanation :

Ans .

(3) Three

Explanation :

Ans .

(1) ß

Explanation :

Ans .

(2) 6 % +

Explanation :

Ans .

(5) $9 Q Explanation : Ans . (1) 2 Explanation : Ans . (1) 6 Explanation : Ans . (2) 538 Explanation : Ans . (5) 13 Explanation : Ans . (2) 5 Explanation : 'P @ Q' means 'P is neither smaller than nor equal to Q'. P % Q' means 'P is neither greater than nor equal to Q'. 'P © Q' means 'P is not greater than Q'. 'P$ Q' means 'P is not smaller than Q.

'P # Q' means 'P is neither smaller than nor greater than Q'.

Each of these questions has three statements followed by two conclusions numbered I and II. Assuming the given statements to be true, find which conclusion is definitely true:

Solution: (11-15)

Ans .

(4) Only conclusion II is true

Explanation :

Solution: (11-15)

Ans .

(3) Neither conclusion I nor II is true

Explanation :

Solution: (11-15)

Ans .

(1) Either conclusion I or II is true

Explanation :

Solution: (11-15)

Ans .

(3) Neither conclusion I nor II Is true

Explanation :

Solution: (11-15)

Ans .

(2) Only conclusion I is true

Explanation :

Ans .

(3) Neither conclusion I nor II follows

Explanation :

Ans .

(2) Only conclusion I follows

Explanation :

Ans .

(4) Only conclusion II follows

Explanation :

Ans .

(4) Only conclusion II follows

Explanation :

Ans .

(4) Only conclusion II follows

Explanation :

Eight friends L, M, N, O, P, Q, R and S are sitting around a square table in such a way that four of them sit at four corners of the square while four sit in the middle of each of the four sides. The ones who sit at the four corners face outside while those who sit in the middle of the sides face the centre.

• Only one person sits between L and Q. L sits at middle of one of the sides.
• O sits third to the right of Q.
• Both R and S are immediate neighbours of L.
• M sits second to left of N.
• N is neither an immediate neighbour of Q nor S .

• Ans .

(1) L

Explanation :

Except L, all others sit at the corners of the square.

Ans .

(3) R

Explanation :

R sits third to the left of Q

Ans .

(5) Four

Explanation :

Four persons - L, P. N and O - sit between M and S when counted from the right hand side of S.

Ans .

(5) Q is an immediate neighbour of P.

Explanation :

P sits exactly between M and Q. O sits second to the left of P. L sits third to the right of P.

Ans .

(3) Second to the left

Explanation :

P is second to the left of S.

'work never goes waste' is written as rb mk ni tj'

'never waste your time' is written as 'n1 ap sy rb'

'focus on your work' is written as mk ap en or'

'focus goes with time' is written as sy tj en ke'

(All the codes are two letter codes only)

Ans .

(2) goes

Explanation :

Ans .

(4) cn

Explanation :

Ans .

(2) sy

Explanation :

Ans .

(3) mk gt or

Explanation :

Ans .

(1) Either 'never' or 'waste'

Explanation :

Ten people are sitting in two parallel rows having five people each, in such a way that there is an equal distance between adjacent persons. In row 1- V, W, X, Y and Z are seated (but not necessarily in the same order) and all of them are facing North. In row 2- F, G, H, I and J are seated (but not necessarily in the same order) and all of them are facing south. Therefore. in the given seating arrangement. each member seated in a row faces another member of the other row.

• Y sits third to the left of W. The one who faces Y sits second to the right of F.
• Only one person sits between F and I.
• H and J are immediate neighbours of each other. J does not sit at any of the extreme ends of the line.
• The one who faces G sits to the immediate right of Z.
• X is not an immediate neighbour of Z.

• Ans .

(1) Y

Explanation :

Y faces H.

Ans .

(4) G

Explanation :

F sits exactly in the middle of the row - 2. G sits to the immediate left of F.

Ans .

(3) W

Explanation :

Except W, all others sit at ends of the lines.

Ans .

(3) J

Explanation :

I faces X. J sits third to the right of I.

Ans .

(2) An immediate neighbour of V faces F

Explanation :

Z faces F. Z is an immediate neighbour of V. X is sitting at the extreme right end. W sits second to the right of V. V faces J.

I. Y stands fourth from the right end of the line. Only two people stand between Y and Z.R stands to the immediate right of Z.

II. W stands fourth from the left end of the line. R is an immediate neighbour of W.

Ans .

(1) The data in statement I alone are sufficient to answer the question while the data in statement II alone are not sufficient to answer the question.

Explanation :

I. W has lesser number of cookies than Z. Y does not have the most number of cookies.

II. W has more cookies than Y. X does not have the most number of cookies.

Ans .

(2) The data in both statements I and II together are necessary to answer the question. '\

Explanation :

I. In the same code language 'my small family' is coded as '256'.

II. In the same code language, 'dear family friend' is coded as '647'.

Ans .

(1) The data in statement I alone are sufficient to answer the question while the data in statement II alone are not sufficient to answer the question.

Explanation :

II. M is married to P. T is the brother of M. Q is the brother of T.

Ans .

(3) The data even in both statements Land II together are not sufficient to answer the question.

Explanation :

I. The number of students attending the cultural fair was twice the number of female students.

II. The number of female students attending the cultural fair was 25 more than that in the previous year.

Ans .

(3) The data even in both statements I and II together are not sufficient to answer the question.

Explanation :