- IBPS BANK CLERK CWE EXAM (14-12-2013)

GENERAL AWARENESS



Ans .

(2) Option Contract


    Explanation :

    Option Contract means derivatives Contract which gives the buyer/holder of the contract the right (but not the obligation) to buy/sell the underlying asset at a predetermined price within or at end of a specified period





Ans .

(2) Lata Mangeshkar


    Explanation :

    First Yash Chopra Memorial Award has been given to Lata Mangeshkar.





Ans .

(1) Banks deposits


    Explanation :

    Banks deposits are indicated by CASA ratio.





Ans .

(4) Assignment


    Explanation :

    LIC holder can transfer all rights, title and interest under a policy contract to any third person is Assignments.





Ans .

(4) Basic Savings Bank Deposit Account


    Explanation :

    Reserve Bank of India, in August 2012, advised banks to rechristen it as Basic Savings Bank Deposit Account to promote no frills accounts.





Ans .

(4) 60 crore people


    Explanation :

    UIDAI has set a target of enrolment for 60 crore people for Aadhaar Numbers till end of 2014





Ans .

(5) All of these


    Explanation :

    Time DepositAnother term for Equity share is Net worth,shareholder equity ,stockholder equity also share capital.





Ans .

(1) Time Deposit


    Explanation :

    Another term for Fixed deposit is Time Deposit





Ans .

(3) Weightlifting


    Explanation :

    Weightlifting sports is Deepak Lathore associated.





Ans .

(3) 30 years


    Explanation :

    30 years of age is required to become a member of Rajya Sabha.





Ans .

(5) All of these


    Explanation :

    Microcredit concentrates on Rural areas,Small loans,Women and poor people.





Ans .

(3) IDR


    Explanation :

    IDR is a receipt declaring ownership of shares of a foreign company





Ans .

(5) Only 3 and 4


    Explanation :

    For regulating and supervising NABARD Is responsible for regulating Cooperatives also Regional Rural Banks





Ans .

(1) Bancassurance


    Explanation :

    Bancassurance is called when arrangement of bank selling insurance product acting as agent of respective companies.





Ans .

(4) Both 1 and 2


    Explanation :

    Code of Banks Commitment to Customers and to Micro and Small Enterprises has been evolved for providing for fair treatment to their customers.





Ans .

(3) 16 October


    Explanation :

    16 October is declared as World Food Day.





Ans .

(3) Online payment


    Explanation :

    Adhaarenabled basic types of banking transactions do not include Online payment.





Ans .

(3) Banaras Hindu University


    Explanation :

    Banaras Hindu University is Asias largest residential university.





Ans .

(2) Reserve Bank of India


    Explanation :

    Reserve Bank of India is the Lender of last resort in India.





Ans .

(2) Ultra Small Branches


    Explanation :

    Ultra Small Branches called when to open branches with minimum infrastructure support of 8 to 10 BC units at a reasonable 3-4 km.





Ans .

(3) 80 years


    Explanation :

    80 years should be the age of Super Senior Citizens.





Ans .

(4) Jhumpa Lahiri


    Explanation :

    Jhumpa Lahiri has authored the book, titled The Lowland





Ans .

(1) V.S. Sampath


    Explanation :

    V.S. Sampath is the Chief Election Commissioner of India





Ans .

(3) Identity Theft


    Explanation :

    Identity Theft means Criminals use an innocent persons details to open or use an account to carry out financial transactions





Ans .

(4) New York


    Explanation :

    New York is the headquarters of the United Nations Organization.





Ans .

(2) Rs. 1 lakh


    Explanation :

    As per the announcements made in Union Budget 2013-14,1 lakh will be entitled to an additional deduction of interest.





Ans .

(2) Bangalore


    Explanation :

    the 8'' National Conference on Krishi Vigyan Kendra 2013 held is in Bangalore.





Ans .

(1) Scheduled Commercial Banks


    Explanation :

    Scheduled Commercial Banks have to lend at least 40 percent of their total net credit to priority sectors





Ans .

(2) Direct Bank


    Explanation :

    A bank without any branch network that offers its services remotely called Direct Bank.





Ans .

(3) Equated Monthly Installment


    Explanation :

    Equated Monthly Installment is the most appropriate expanded form of EMI





Ans .

(3) Retail Banking


    Explanation :

    Retail Banking is used for banking in which banking institutions execute transactions directly with consumers.





Ans .

(3) Arunachal Pradesh


    Explanation :

    Arunachal Pradesh has the lowest density.





Ans .

(4) Mizoram


    Explanation :

    Mizoram is the Cheraw Dance associated in India.





Ans .

(3) Living below the poverty line


    Explanation :

    Living below the poverty line is targeted at the people by DBT scheme.





Ans .

(2) Jains


    Explanation :

    Jain is not identified as a minority community in India.





Ans .

(3) SEBI


    Explanation :

    SEBI expressed concern over unregisteredinvestment advisors spread across the country and brought out the Investment Advisers Regulations 2013





Ans .

(5) Both 2 and 3


    Explanation :

    EFTPOS is based on Debit Cards Credit. Cards





Ans .

(2) Base Rate System


    Explanation :


    Reserve Banks were advised to switch over to Base rate system calculation of their lending rates with effect





Ans .

(3) Kareena Kapoor


    Explanation :

    In October 2013,Kareena kapoor was honoured in house of commons for her contribution to globa entertainment.





Ans .

(2) Dividend


    Explanation :

    A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits



COMPUTER KNOWLEDGE



Ans .

(1) Sharing peripherals


    Explanation :

    A local area network (LAN) is a computer network that interconnects computers within a limited area such as a residence, school, laboratory, university campus or office building





Ans .

(5) Output


    Explanation :

    Printer is an output device as it prints document.





Ans .

(2) Peripherals


    Explanation :

    Peripherals will be the odd one another terms are system s/w related.





Ans .

(4) 255


    Explanation :

    Biggest number with 8 bits are 255.





Ans .

(1) Input


    Explanation :

    Digital Camera is an input device for capturing images.





Ans .

(1) .com


    Explanation :

    The domain .com used as profit businesses.





Ans .

(2) Wide Area Network


    Explanation :

    A wide area network (WAN) is a telecommunications network or computer network that extends over a large geographical distance





Ans .

(3) Queues


    Explanation :

    A list of data items, commands, etc., stored so as to be retrievable in a definite order, usually the order of insertion.





Ans .

(1) printer


    Explanation :

    Peripheral equipments includes printer,scanner,etc.





Ans .

(1) Microsoft Windows XP and Microsoft Word


    Explanation :

    Windows XP ,MS Office XP are eg of OS software and application software.





Ans .

(1) Phishing trips


    Explanation :

    Phishing is the attempt to obtain sensitive information such as usernames, passwords, and credit card details (and money), often for malicious reasons, by disguising as a trustworthy entity in an electronic communication





Ans .

(3) Sharing copyrighted files without permission breaks copyright laws.


    Explanation :

    Copyright infringement is using someone else's work without getting that person's permission.The owner of a copyright gets to decide who can legally make copies of that work.





Ans .

(1) CTRL + A


    Explanation :

    CTRL+A::Select All





Ans .

(2) is the container that houses electronic components


    Explanation :

    The computer system unit is the enclosure for all the other main interior components of a computer.





Ans .

(4) multiprocessing


    Explanation :

    Multi-processing refers to the ability of a system to support more than one processor at the same time





Ans .

(2) Output device


    Explanation :

    An output device is any device used to send data from a computer to another device or user





Ans .

(5) Address book


    Explanation :

    Address book used for storing entries called contacts.Each contact entry usually consists of a few standard fields





Ans .

(4) Storage devices


    Explanation :

    A storage device is any computing hardware that is used for storing, porting and extracting data files and objects.





Ans .

(1) Spell check


    Explanation :

    Spell check flags words in a document that may not be spelled correctly.





Ans .

(5) Processor


    Explanation :

    Processor is transforming collected masses of raw data into meaningful and useful information is important for organizations.





Ans .

(1) Booting


    Explanation :

    Booting means start (a computer) and put it into a state of readiness for operation.





Ans .

(3) Scanner


    Explanation :

    It is a device that optically scans images, printed text, handwriting or an object and converts it to a digital image.





Ans .

(3) Bug


    Explanation :

    A bug is a coding error in a computer program





Ans .

(1) biometric identification


    Explanation :

    Biometrics is the technical term for body measurements and calculations.





Ans .

(5) barcodes


    Explanation :

    A barcode (also bar code) is an optical, machine-readable, representation of data; the data usually describes something about the object that carries the barcode.





Ans .

(2) From: and Date :


    Explanation :

    No Explanation





Ans .

(3) voice recognition


    Explanation :

    computer analysis of the human voice, especially for the purposes of interpreting words and phrases or identifying an individual voice.





Ans .

(4) All of these


    Explanation :

    A web-based application is any application that uses a website as the interface or front-end. Users can easily access the application from any computer connected to the Internet using a standard browser.





Ans .

(1) Homepage


    Explanation :

    A home page or a start page is the initial or main web page of a website or a browser.





Ans .

(3) Enterprise Resource Planning


    Explanation :

    ERP stands for enterprise resource planning





Ans .

(1) ARPAnet


    Explanation :

    ARPAnet experimental computer network that was the forerunner of the Internet.Its initial purpose was to link computers at Pentagon-funded research institutions over telephone lines.





Ans .

(2) Bridges


    Explanation :

    A network bridge is a computer networking device that creates a single aggregate network from multiple communication networks or network segments.





Ans .

(4) 15


    Explanation :

    Equivalent decimals are any decimal numbers that are equal.Any number of zeros (0) to the right of the last digit other than zero (1-9) is an equivalent decimal to the same decimal number without the zeros





Ans .

(5) Data redundancy


    Explanation :

    Repetition of parts or subsystems (or whole systems) to provide a backup in case of primary-system failure





Ans .

(3) 12


    Explanation :

    Dr Edgar F. Codd, after his extensive research on the Relational Model of database systems, came up with twelve rules of his own, which according to him, a database must obey in order to be regarded as a true relational database.





Ans .

(3) Redirect output


    Explanation :

    The greater-than sign is used to send to a file, or even a printer or other device, whatever information from the command would have been displayed in the Command Prompt window had you not used the operator.





Ans .

(2) Initiation


    Explanation :

    The Initiation Phase begins when agency management determines that a business process requires enhancement through an agency information technology (IT) project and investment in the application of IT assets.





Ans .

(2) Is organized around important subject areas


    Explanation :

    Data warehouse as being a subject-oriented, integrated, time-variant and nonvolatile collection of data that supports management's decision-making process.





Ans .

(3) Workbench


    Explanation :

    An extensive set of intelligent,integrated software tools called the workbench makes up the "soft part" of the workstation environment





Ans .

(1) Param


    Explanation :

    Supercomputer PARAM 8000 (made by C-DAC) was launched on July 01, 1991 is considered India's first supercomputer.



ENGLISH LANGUAGE

Directions (1-5) : In each of these questions, two sentences and (II) are given. Each sentence has a blank in it. Five words (1).(2). (3). (4) and (5) are suggested.Out of these, only one fits at both the places in the context of each sentence. Number of that word is the answer.



Ans .

(1) legacy


    Explanation :

    legacy=an amount of money or property left to someone in a will.





Ans .

(2) instrumental


    Explanation :

    Instrumental = serving as a means of pursuing an aim;performed on instruments, with no vocals.





Ans .

(4) divorced


    Explanation :

    Divorced= appearing not to be affected by something; separate from something; no longer married





Ans .

(4) posted


    Explanation :

    To post = to send somebody to a place for a period of time as part of their job; to announce something publicly or officially





Ans .

(1) reflection


    Explanation :

    Reflection = an image in mirror; a description of something



Directions (6 – 10) : In each question below, four words printed in bold type are given. These are numbered (1), (2), (3) and (4). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence,Find out the word that is inappropriate or wrongly spelt,if any.The number of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (5) i.e. All Correct’ as your answer.