• In first PRAGATI meeting of the new term, PM strongly reiterates commitment for "Housing for All" by 2022


  • PM reviews progress of flagship schemes of Ayushman Bharat and Sugamya Bharat Abhiyan PM calls upon States to put in maximum efforts towards water conservation, especially during the current monsoon season


  • Posted On: 31 JUL 2019 5:26PM by PIB Delhi The Prime Minister, Shri Narendra Modi, today chaired his thirtieth interaction through PRAGATI - the ICT-based, multi-modal platform for Pro-Active Governance and Timely Implementation.


  • This was also the first PRAGATI meeting in the new term of the Union Government. The 29 PRAGATI meetings in the previous term, saw a cumulative review of 257 projects with a total investment of over 12 lakh crore rupees. 47 programmes/schemes were reviewed. Resolution of Public Grievances was also reviewed across 17 sectors (21 subjects).


  • Today, the Prime Minister reviewed the progress in resolution of grievances related to the PM AwasYojana (Urban). He underlined the resolve of the Union Government to ensure that no family will be left without a home by 2022, and exhorted the officers to work diligently towards this objective, and remove all hurdles coming in the way. Towards this end, the Prime Minister also reviewed the resolution of public grievances related to the Department of Financial Services.


  • The Prime Minister reviewed in detail, the working of Ayushman Bharat. He was informed that around 35 lakh beneficiaries have availed of hospital admissions and over 16000 hospitals have joined the scheme so far. Prime Minister called for dialogue with States which could help in evolving best practices, and further improvements in the scheme. He said that especially in the Aspirational Districts, a study should be done on the benefits and positive impact of the scheme. He sought to know what steps are being taken to curb occasional cases of fraud and misuse in this scheme.


  • Reviewing the progress in Sugamya Bharat Abhiyan, the Prime Minister called for use of technology to evolve a mechanism to collect feedback from Divyang-jan, on accessibility issues being faced by them in public premises. He called for greater public involvement and sensitivity in finding solutions for promoting accessibility for the Divyang-jan.






  • Minister of Human Resource Development, Dr. Ramesh Pokhriyal ‘Nishank’ inaugurated the ‘Facilitation cum Publicity Pavilion (FCP)’ at the National Bal Bhavan, New Delhi today. Present on the occasion were Minister of State for Human Resource Development Shri Dhotre Sanjay Shamrao and Air Chief Marshal BS Dhanoa PVSM AVSM YSM VM ADC, Chairman Chiefs of Staff Committee & Chief of the Air Staff. Later, Air Chief Marshal BS Dhanoa launched the upgraded 3D Air Combat Mobile Game “Indian Air Force: A Cut Above” at the same venue.


  • The FCP is an endeavour to connect to more than 7.5 lakh children that visit the Bal Bhavan annually. It is a unique technologically advanced set up which has been conceptualized on the premise of “look and feel” norm for tender aged children of Class IV – X to connect to the IAF. It broadly comprises of a Flying Simulator, a Self-interactive career information Kiosk wherein the child can navigate amongst branch wise career prospects, a selfie point with fore drop of pilots in G-suit and flying overall, mannequins with flying and special clothing, LED display running video of various operations/ exercises showcasing the might of IAF, miniature models of IAF aircraft, digital flexes etc.


  • The mobile application would highlight various missions and air combat scenarios undertaken by the IAF in an appealing manner, so as to help immerse the player in a game with a “having been there” sensation.


  • The first phase of the game (Single Player campaign) was launched on 31 Jul 19 and the second phase (Multi Player campaign) will be launched during AF Day Celebrations in October 2019. “Indian Air Force: A Cut Above” would be available on Android, IOS and can be downloaded from the respective play stores.






  • ACIC to boost innovation to address needs of society: Shri Dharmendra Pradhan Posted On: 31 JUL 2019 4:01PM by PIB Delhi In yet another step to foster innovation in India, the Atal Innovation Mission (AIM), flagship initiative of NITI Aayog,launchedthe Atal Community Innovation Centre (ACIC) program in NITI Aayog, New Delhi today. The programme aims at spurring community Innovation in underserved and unserved areas of the country.


  • Union Minister of Petroleum & Natural Gas and Steel, Shri Dharmendra Pradhan inaugurated the ACIC program. Stressing upon the significance of innovation, he said that through innovation, India can become a USD 5 trillion economy by 2024-25.He emphasized on how ACIC can serve as the bridge between the knowledge base existing in communities and the advanced technical ecosystem prevalent in the market base, addressing the needs of society.


  • Minister said that India will become the largest consumer of fossil fuel in the next 15 years, so there is a dire need to reduce India’s crude oil import bill which is pegged at Rs 6 lakh crore per annum. He asked Atal Community Innovation Centre to come up with innovative methods, which will help India in reducing its fossil fuel import bill.






  • Official Mobile Gaming App ‘Indian Air Force: A Cut Above’ launched Posted On: 31 JUL 2019 3:50PM by PIB Delhi The Union Minister for Human Resource Development Shri Ramesh Pokhriyal ‘Nishank’ inaugurated the Indian Air Force Facilitation-cum-Publicity Pavilion (FCP) in presence of Minister of State for HRD Shri Sanjay Dhotre and Air Chief Marshal Shri B. S. Dhanoa (PVSM, AVSM, YSM, VM, and ADC) in National Bal Bhawan here today. The Pavilion has been set up by Indian Air Force to motivate students to join Indian Air Force.


  • Addressing a gathering of more than 2500 children and teachers, Shri Ramesh Pokhriyal ‘Nishank’ said that National Bal Bhavan is a haven for children and he motivated them to develop love for the country. He emphasised that India is a great country and Indian Air Force is one of the best forces in the world. He also said that he will request the Prime Minister to take National Bal Bhavan to greater heights.


  • The HRD Minister said that India needs student volunteers who can be trained to serve the nation with integrity. Students have boundless energy and endless curiosity and have potential todevelop, empower and brighten the future of the country. He motivated the students to serve in Indian Armed Forces. The Minister hoped that the Students will emerge as responsible citizens of India and leaders in different walks of life.He also congratulated the students of National Bal Bhawan for the wonderful cultural programme and wished them success in the future endeavours.


  • The "Facilitation-cum-Publicity Pavilion" is a unique technologically advanced set up broadly comprising of a Flying Simulator, a self interactive career information Kiosk, a selfie point with fore drop of points in G suit and flying overall mannequins with special clothing. LED displays, running videos related to IAF exercises/operations, models of IAF aircraft, digital flexes etc., all laid out in an appealing manner.


  • After the inauguration, a cultural programme was presented by the jubilant and bubbly children of the performing art section of National Bal Bhawan. The dance and music by these children was a heart warming and joyous performance to celebrate the occasion with 2500 children, the Chief of Air staff and other dignitaries from, IAF and MHRD. The NCC provided support in organising the event.


  • During the cultural programme, Air Chief Marshal Shri B. S. Dhanoa launched the official mobile gaming application - Indian Air Force: A Cut Above. The official mobile gaming application of the IAF will allow an aspirant to experience firsthand the roles of an IAF air warrior, as well as means to apply and appear for recruitment from the comfort of his/her mobile phone. The gaming application will have various features, including offline single player missions, an online multiplayer and a career navigator information section as well as augmented reality features. It would highlight various missions and air combat scenarios undertaken by the IAF in an appealing manner that would fascinate the tech savvy generation.






  • Cabinet approves Extension of term of the commission constituted under Article 340 of the constitution to examine the issue of Sub-categorization within other Backward Classes in the Central List Posted On: 31 JUL 2019 3:45PM by PIB Delhi


  • The Union Cabinet, chaired by the Prime Minister Narendra Modi has approved the extension of the term of the commission constituted under Article 340 of the constitution to examine the issue of Sub-categorization within other Backward Classes in the Central List by six months beyond 31st July, 2019 and upto 31st January, 2020.


  • Benefits The proposed extension of tenure shall enable the “Commission” to submit a comprehensive report on the issue of sub-categorization of OBCs, after consultation with various stake holders.






  • The Cabinet Committee on Economic Affairs, chaired by Prime Minister Shri Narendra Modi has approved the proposal of the Department of Fertilizers for fixation of Nutrient Based Subsidy Rates for P&K Fertilizers for the year 2019-20. The approved rates for NBS effective from the date of notification will be as under:


  • Expenditure: The expected expenditure for release of subsidy on P&K Fertilizers during 2019-20 will be Rs. 22875.50crore.


  • Benefits: This will enable the manufacturers and importers to formalize supply contracts for fertilizers and fertilizer inputs and make fertilizers available to the farmers in the year 2019-20.


  • Background: Government is making available fertilizers, Urea and 21 grades of P&K fertilizers to farmers at subsidized prices through fertilizer manufacturers/importers. The subsidy on P&K fertilizers is being governed by NBS Scheme w.e.f 01.04.2010. In accordance to its farmer friendly approach, the Govt is committed to ensure the availability of P&K fertilizers to the farmers on affordable price.






  • Today, the National Medical Commission Bill, 2019 was passed by Lok Sabha. It seeks to regulate medical education and practice in India. In 2017, a similar Bill had been introduced in Lok Sabha. It was examined by the Standing Committee on Health and Family Welfare, which recommended several changes to the Bill. However, the 2017 Bill lapsed with the dissolution of the 16th Lok Sabha. In this post, we analyse the 2019 Bill.


  • How is medical education and practice regulated currently? The Medical Council of India (MCI) is responsible for regulating medical education and practice. Over the years, there have been several issues with the functioning of the MCI with respect to its regulatory role, composition, allegations of corruption, and lack of accountability. For example, MCI is an elected body where its members are elected by medical practitioners themselves, i.e., the regulator is elected by the regulated. Experts have recommended nomination based constitution of the MCI instead of election, and separating the regulation of medical education and medical practice. They suggested that legislative changes should be brought in to overhaul the functioning of the MCI.


  • To meet this objective, the Bill repeals the Indian Medical Council Act, 1956 and dissolves the current MCI. The 2019 Bill sets up the National Medical Commission (NMC) as an umbrella regulatory body with certain other bodies under it. The NMC will subsume the MCI and will regulate medical education and practice in India. Under the Bill, states will establish their respective State Medical Councils within three years. These Councils will have a role similar to the NMC, at the state level.


  • Functions of the NMC include: (i) laying down policies for regulating medical institutions and medical professionals, (ii) assessing the requirements of human resources and infrastructure in healthcare, (iii) ensuring compliance by the State Medical Councils with the regulations made under the Bill, and (iv) framing guidelines for determination of fee for up to 50% of the seats in the private medical institutions.


  • Who will be a part of the NMC? The Bill replaces the MCI with the NMC, whose members will be nominated. The NMC will consist of 25 members, including: (i) Director Generals of the Directorate General of Health Services and the Indian Council of Medical Research, (ii) Director of any of the AIIMS, (iii) five members (part-time) to be elected by the registered medical practitioners, and (iv) six members appointed on rotational basis from amongst the nominees of the states in the Medical Advisory Council.


  • Of these 25 members, at least 15 (60%) are medical practitioners. The MCI has been noted to be non-diverse and consists mostly of doctors who look out for their own self-interest over public interest. In order to reduce the monopoly of doctors, it has been recommended by experts that the MCI should include diverse stakeholders such as public health experts, social scientists, and health economists. For example, in the United Kingdom, the General Medical Council which is responsible for regulating medical education and practice consists of 12 medical practitioners and 12 lay members (such as community health members, administrators from local government).


  • What are the regulatory bodies being set up under the NMC? The Bill sets up four autonomous boards under the supervision of the NMC. Each board will consist of a President and four members (of which two members will be part-time), appointed by the central government (on the recommendation of a search committee). These bodies are:


  • The Under-Graduate Medical Education Board (UGMEB) and the Post-Graduate Medical Education Board (PGMEB): These two bodies will be responsible for formulating standards, curriculum, guidelines for medical education, and granting recognition to medical qualifications at the under-graduate and post-graduate levels respectively.


  • The Medical Assessment and Rating Board: The Board will have the power to levy monetary penalties on institutions which fail to maintain the minimum standards as laid down by the UGMEB and the PGMEB. It will also grant permissions for establishing new medical colleges, starting postgraduate courses, and increasing the number of seats in a medical college.


  • The Ethics and Medical Registration Board: This Board will maintain a National Register of all the licensed medical practitioners in the country, and also regulate professional and medical conduct. Only those included in the Register will be allowed to practice as doctors. The Board will also maintain a register of all licensed community health providers in the country.


  • How is the Bill changing the eligibility guidelines for doctors to practice medicine? There will be a uniform National Eligibility-cum-Entrance Test for admission to under-graduate and post-graduate super-speciality medical education in all medical institutions regulated under the Bill. Further, the Bill introduces a common final year undergraduate examination called the National Exit Test for students graduating from medical institutions to obtain the license for practice. This test will also serve as the basis for admission into post-graduate courses at medical institutions under this Bill. Foreign medical practitioners may be permitted temporary registration to practice in India.


  • However, the Bill does not specify the validity period of this license to practice. In other countries such as the United Kingdom and Australia, a license to practice needs to be periodically renewed. For example, in the UK the license has to be renewed every five years, and in Australia it has to renewed annually.


  • How will the issues of medical misconduct be addressed? The State Medical Council will receive complaints relating to professional or ethical misconduct against a registered medical practitioner. If the medical practitioner is aggrieved of a decision of the State Medical Council, he may appeal to the Ethics and Medical Registration Board. If the medical practitioner is aggrieved of the decision of the Board, he can approach the NMC to appeal against the decision. It is unclear why the NMC is an appellate authority with regard to matters related to professional or ethical misconduct of medical practitioners.


  • It may be argued that disputes related to ethics and misconduct in medical practice may require judicial expertise. For example, in the UK, the regulator for medical education and practice – the General Medical Council (GMC) receives complaints with regard to ethical misconduct and is required to do an initial documentary investigation in the matter and then forwards the complaint to a Tribunal. This Tribunal is a judicial body independent of the GMC. The adjudication decision and final disciplinary action is decided by the Tribunal.


  • How does the Bill regulate community health providers? As of January 2018, the doctor to population ratio in India was 1:1655 compared to the World Health Organisation standard of 1:1000. To fill in the gaps of availability of medical professionals, the Bill provides for the NMC to grant limited license to certain mid-level practitioners called community health providers, connected with the modern medical profession to practice medicine. These mid-level medical practitioners may prescribe specified medicines in primary and preventive healthcare. However, in any other cases, these practitioners may only prescribe medicine under the supervision of a registered medical practitioner.


  • This is similar to other countries where medical professionals other than doctors are allowed to prescribe allopathic medicine. For example, Nurse Practitioners in the USA provide a full range of primary, acute, and specialty health care services, including ordering and performing diagnostic tests, and prescribing medications. For this purpose, Nurse Practitioners must complete a master's or doctoral degree program, advanced clinical training, and obtain a national certification.






  • Presently, there are around 40 central laws regulating different aspects of labour such as, industrial dispute resolution, bonus payments, and working conditions. The Ministry of Labour and Employment has proposed to consolidate these laws into four codes—wages, social security, industrial safety and welfare, and industrial relations.


  • The Occupational Safety, Health and Working Conditions Code, 2019 was introduced in Lok Sabha on July 23, 2019.[1] The Code consolidates 13 labour laws relating to safety, health and working conditions. These include the Factories Act, 1948, the Mines Act, 1952, and the Contract Labour (Regulation and Abolition) Act, 1970. In this context, we explain key provisions of the Code.


  • Who will be covered under the Code? The Code applies to organisations employing at least 10 workers, and to all mines and docks. Provisions of this Code will cover both employees and workers. Employees include individuals in managerial and administrative positions. However, the Code does not apply to apprentices, or to offices of the central or state governments.


  • Does the Code create special provisions for different types of organisations and workers? Apart from prescribing health and safety provisions that apply to all organisations, the Code also outlines special requirements for different types of organisations (such as factories and mines) and workers (such as beedi and cigar workers). These special provisions include exceptions or additional requirements. For example, under the Code, factories are required to get a license in addition to registering under the general provisions of the Code. Similarly, the Code requires certain contractors to get licenses before hiring any contract labour. Further, audio-visual workers can only be hired after signing an agreement with employers, which must be registered with a government authority.


  • What are the duties of employers and employees? The Code lays down several duties of employers. These include, providing a workplace that is free from hazards that may cause injury or diseases, and providing free annual health examinations to employees. For certain organisations such as, factories and mines, the employer may have additional responsibilities. These include the obligation to notify authorities in case of an accident at the workplace that leads to death or serious bodily injury of an employee.


  • Under the Code, employees must take care of their own health and safety, comply with the specified standards, and report unsafe situations to the inspector-cum-facilitator. Employees also have the right to obtain information related to safety and health standards from the employer. They may do this by directly approaching the employer, or through a Safety Committee representative.


  • Will work hours be uniform for all workers and employees? Work hours for different types of organisations and employees will be notified by the government. This is different from the current labour laws, many of which specify work hours within the law itself. For example, the Factories Act, 1948 provides for a maximum 10 hours of work per day and 60 hours of work per week.[2]


  • The Code also changes work hour requirements for women. The current laws such as, the Mines Act, 1952, and the Plantations Labour Act, 1951, prohibit women from working after 7 pm and before 6 am.[3],[4] However, the Code permits female workers to work past 7 pm and before 6 am with their consent and the approval of the government.


  • What working conditions and welfare facilities does the Code provide for? The employer is required to provide a hygienic work environment with: (i) ventilation, (ii) comfortable temperature, (iii) sufficient space, (iv) clean drinking water, and (v) latrine and urinal accommodations. In addition, the government may specify certain other facilities such as, canteens, first aid boxes, and crèches that an employer must provide for. This is a shift from the current legislation which provides for welfare facilities like canteens and crèches, in the law itself. For instance, the Factories Act, 1948 requires the provision of canteens, ambulances, and first aid kits for organisations depending on the number of workers employed in the organisation.2


  • What is the leave policy for workers? The Code states that no employee can be made to work for more than six days a week. However, exceptions could be provided for motor transport workers. Annually, workers must receive one day off for every 20 days they have worked. While calculating annual leave, maternity leave and periods of lay off will be counted as days spent on duty.


  • What are the authorities set up under the Code? The Code requires central and state governments to set up Occupational Safety and Health Advisory Boards at the national and state level, respectively. These Boards will advise the central and state governments on the standards, rules, and regulations to be framed under the Code.


  • The composition of the National Advisory Board includes five representatives for employers, five representatives of employees, and five reputed persons from the fields related to occupational health and safety, amongst other members. The composition of State Advisory Boards will be decided by state governments.


  • How is the Code being enforced? An inspector-cum-facilitator may be appointed by the government to inspect workplaces, inquire and investigate accidents, and provide safety information to workers. In the case of factories, mines, and docks, the inspector may close or restrict employment in parts of the organisation if there is a health and safety risk.


  • The Code also prescribes penalties for violating provisions of the Code. An offence that leads to the death of an employee could result in imprisonment of up to two years, or a fine up to five lakh rupees, or both. Further, at least 50% of such fine may be given as compensation to the heirs of the victim. For any other violation where the penalty is not specified, the employer will be penalised with a fine between two and three lakh rupees. On the other hand, if an employee violates provisions of the Code, he could be fined up to Rs 10,000.


  • Does the Code provide gender specific provisions? The Code includes certain provisions specific to female and transgender workers. With respect to women, the government can prohibit employment of women in certain organisations if working there may be dangerous to their health and safety. Further, the Code allows female workers to work night shifts with their consent and subject to approval of the government. The Code also acknowledges transgender persons as a third gender by requiring separate urinal and latrine accommodations, rest rooms, washing spaces, and locker rooms for male, female, and transgender workers






  • Background: The Supreme Court’s judgment in the Shayara Bano case held that the practice of talaq-e-biddat (or triple talaq) unconstitutional. After the judgement, government passed Muslim protection Bill also known as, Triple Talaq Bill in Lok Sabha but there have been criticism about the legal and procedural aspects of the bill.


  • Significance of the bill: The proposed Bill will protect the rights of married Muslim women and prevent divorce by the practice of instantaneous and irrevocable ‘talaq-e-biddat’ by their husbands. It provides the rights of subsistence allowance, custody of minor children to victims of triple talaq i.e. talaq-e-biddat.


  • Key provisions of the Bill: The Bill makes all declaration of talaq, including in written or electronic form, to be void (i.e. not enforceable in law) and illegal.


  • Definition: It defines talaq as talaq-e-biddat or any other similar form of talaq pronounced by a Muslim man resulting in instant and irrevocable divorce. Talaq-e-biddat refers to the practice under Muslim personal laws where pronouncement of the word ‘talaq’ thrice in one sitting by a Muslim man to his wife results in an instant and irrevocable divorce. Offence and penalty: The Bill makes declaration of talaq a cognizable offence, attracting up to three years’ imprisonment with a fine. (A cognizable offence is one for which a police officer may arrest an accused person without warrant.)


  • The offence will be cognizable only if information relating to the offence is given by:(i) the married woman (against whom talaq has been declared), or (ii) any person related to her by blood or marriage. The Bill provides that the Magistrate may grant bail to the accused. The bail may be granted only after hearing the woman (against whom talaq has been pronounced), and if the Magistrate is satisfied that there are reasonable grounds for granting bail.


  • The offence may be compounded by the Magistrate upon the request of the woman (against whom talaq has been declared). Compounding refers to the procedure where the two sides agree to stop legal proceedings, and settle the dispute. The terms and conditions of the compounding of the offence will be determined by the Magistrate.


  • Allowance: A Muslim woman against whom talaq has been declared, is entitled to seek subsistence allowance from her husband for herself and for her dependent children. The amount of the allowance will be determined by the Magistrate. Custody: A Muslim woman against whom such talaq has been declared, is entitled to seek custody of her minor children. The manner of custody will be determined by the Magistrate.


  • Issues with the bill: The bill introduced in Parliament proposes a three-year jail term for a man divorcing his wife through triple talaq. Although most Muslim women feel it is time to end the practice, they are wary of the slipshod manner in which the government has passed the bill in the Lok Sabha.


  • If the aim of the law is to protect the rights of women, how is that possible with their husbands in prison? If they have children under the age of 18, who will take care of their education, health, financial and other needs? The woman will not be protected but instead be vulnerable to more abuse. The Bill does not provide the victimised woman any additional benefits in terms of her rights in marriage and divorce. Since the Bill says that triple talaq is cognizable and non-bailable, married Muslim man become vulnerable target as policemen can arrest and investigate the accused with or without the complaint from wife or any other person.


  • Way ahead: The legislation brings India at par with other Muslim majority states including Pakistan and Bangladesh. This was long overdue for a country that has taken pride in its adherence to the principles of secularism, democracy, and equality. Personal laws of other religious communities, Hindus and Christians, have gone through renditions to address some concerns relating to gender equality in matters of inheritance and polygamy. Despite the gains, gender equality does not permeate all aspects of civil law. This legislation presents an opportunity to put in place a civil code that steeped in equality—across faiths and gender.






  • Key features of the Bill include: Definition of consumer:A consumer is defined as a person who buys any good or avails a service for a consideration. It does not include a person who obtains a good for resale or a good or service for commercial purpose. It covers transactions through all modes including offline, and online through electronic means, teleshopping, multi-level marketing or direct selling.


  • Rights of consumers: Six consumer rights have been defined in the Bill, including the right to: (i) be protected against marketing of goods and services which are hazardous to life and property; (ii) be informed of the quality, quantity, potency, purity, standard and price of goods or services; (iii) be assured of access to a variety of goods or services at competitive prices; and (iv) seek redressal against unfair or restrictive trade practices.


  • Central Consumer Protection Authority: The central government will set up a Central Consumer Protection Authority (CCPA) to promote, protect and enforce the rights of consumers. It will regulate matters related to violation of consumer rights, unfair trade practices, and misleading advertisements. The CCPA will have an investigation wing, headed by a Director-General, which may conduct inquiry or investigation into such violations.


  • CCPA will carry out the following functions, including: (i) inquiring into violations of consumer rights, investigating and launching prosecution at the appropriate forum; (ii) passing orders to recall goods or withdraw services that are hazardous, reimbursement of the price paid, and discontinuation of the unfair trade practices, as defined in the Bill; (iii) issuing directions to the concerned trader/ manufacturer/ endorser/ advertiser/ publisher to either discontinue a false or misleading advertisement, or modify it; (iv) imposing penalties, and; (v) issuing safety notices to consumers against unsafe goods and services.


  • Penalties for misleading advertisement:The CCPA may impose a penalty on a manufacturer or an endorser of up to Rs 10 lakh and imprisonment for up to two years for a false or misleading advertisement. In case of a subsequent offence, the fine may extend to Rs 50 lakh and imprisonment of up to five years.


  • Consumer Disputes Redressal Commission: Consumer Disputes Redressal Commissions (CDRCs) will be set up at the district, state, and national levels. A consumer can file a complaint with CDRCs in relation to:(i) unfair or restrictive trade practices; (ii) defective goods or services; (iii) overcharging or deceptive charging; and (iv) the offering of goods or services for sale which may be hazardous to life and safety. Jurisdiction of CDRCs:The District CDRC will entertain complaints where value of goods and services does not exceed Rs one crore. The State CDRC will entertain complaints when the value is more than Rs one crore but does not exceed Rs 10 crore. Complaints with value of goods and services over Rs 10 crore will be entertained by the National CDRC.


  • Product liability: Product liability means the liability of a product manufacturer, service provider or seller to compensate a consumer for any harm or injury caused by a defective good or deficient service. To claim compensation, a consumer has to prove any one of the conditions for defect or deficiency, as given in the Bill.


  • Significance: Presently Consumer only have a single point of access to justice, which is time consuming. Additional swift executive remedies are proposed in the bill through Central Consumer Protection Authority (CCPA). Deterrent punishment to check misleading advertisements and adulteration of products.


  • Product liability provision to deter manufacturers and service providers from delivering defective products or deficient services. Ease of approachingConsumer Commission and Simplification of Adjudication process. Scope for early disposal of cases through mediation.


  • Issues with the Bill: The Bill does not address the fundamental problem of protracted and complicated litigation, the bane of consumer forums constituted under the Consumer Protection Act of 1986. Instead, it provides an alternative to the consumer forums, in the form of mediation. The Bill does provide for a regulator, but there is no proper focus on the duties of the regulator. Even the definition of ‘consumer rights’ in the Bill is not simple and straight forward, so that consumers at least know what their entitlements are.






  • The bill will amalgamate the Payment of Wages Act, 1936, the Minimum Wages Act, 1948, the Payment of Bonus Act, 1965, and the Equal Remuneration Act, 1976.


  • Key highlights: Coverage: The Code will apply to all employees. The central government will make wage-related decisions for employments such as railways, mines, and oil fields, among others. State governments will make decisions for all other employments.


  • Wages include salary, allowance, or any other component expressed in monetary terms. This does not include bonus payable to employees or any travelling allowance, among others.


  • Floor wage: According to the Code, the central government will fix a floor wage, taking into account living standards of workers. Further, it may set different floor wages for different geographical areas. Before fixing the floor wage, the central government may obtain the advice of the Central Advisory Board and may consult with state governments.


  • The minimum wages decided by the central or state governments must be higher than the floor wage. In case the existing minimum wages fixed by the central or state governments are higher than the floor wage, they cannot reduce the minimum wages.


  • Fixing the minimum wage: The Code prohibits employers from paying wages less than the minimum wages. Minimum wages will be notified by the central or state governments. This will be based on time, or number of pieces produced. The minimum wages will be revised and reviewed by the central or state governments at an interval of not more than five years. While fixing minimum wages, the central or state governments may take into account factors such as: (i) skill of workers, and (ii) difficulty of work.


  • Overtime: The central or state government may fix the number of hours that constitute a normal working day. In case employees work in excess of a normal working day, they will be entitled to overtime wage, which must be at least twice the normal rate of wages.


  • Payment of wages: Wages will be paid in (i) coins, (ii) currency notes, (iii) by cheque, (iv) by crediting to the bank account, or (v) through electronic mode. The wage period will be fixed by the employer as either: (i) daily, (ii) weekly, (iii) fortnightly, or (iv) monthly. Deductions: Under the Code, an employee’s wages may be deducted on certain grounds including: (i) fines, (ii) absence from duty, (iii) accommodation given by the employer, or (iv) recovery of advances given to the employee, among others. These deductions should not exceed 50% of the employee’s total wage.


  • Determination of bonus: All employees whose wages do not exceed a specific monthly amount, notified by the central or state government, will be entitled to an annual bonus. The bonus will be at least: (i) 8.33% of his wages, or (ii) Rs 100, whichever is higher. In addition, the employer will distribute a part of the gross profits amongst the employees. This will be distributed in proportion to the annual wages of an employee. An employee can receive a maximum bonus of 20% of his annual wages.


  • Gender discrimination: The Code prohibits gender discrimination in matters related to wages and recruitment of employees for the same work or work of similar nature. Work of similar nature is defined as work for which the skill, effort, experience, and responsibility required are the same.


  • Advisory boards: The central and state governments will constitute advisory boards. The Central Advisory Board will consist of: (i) employers, (ii) employees (in equal number as employers), (iii) independent persons, and (iv) five representatives of state governments. State Advisory Boards will consist of employers, employees, and independent persons. Further, one-third of the total members on both the central and state Boards will be women. The Boards will advise the respective governments on various issues including: (i) fixation of minimum wages, and (ii) increasing employment opportunities for women.


  • Significance: This is expected to effectively reduce the number of minimum wage rates across the country to 300 from about 2,500 minimum wage rates at present. Codification of labour laws will remove the multiplicity of definitions and authorities, leading to ease of compliance without compromising wage security and social security to workers. It is expected to provide for an appellate authority between the claim authority and the judicial forum which will lead to speedy, cheaper and efficient redressal of grievances and settlement of claims as that of earlier.


  • Need for a national minimum wage: One argument for a national minimum wage is to ensure a uniform standard of living across the country. At present, there are differences in minimum wages across states and regions. Such differences are attributed to the fact that both the central and state governments set, revise and enforce minimum wages for the employments covered by them. The introduction of a national minimum wage may help reduce these differences and provide a basic standard of living for all employees across the country.






  • About the campaign: Aim: To address the public grievances and other social issues. Under the initiative, every citizen of West Bengal can directly contact chief minister. People can reach out to her by calling on a specific number.


  • Main objective of this campaign is to improve citizen’s participation and engagement by providing a platform. By this campaign every citizen can share suggestion and problems for required actions.






  • Where is it located? TOI 270 is about 73 light years away from Earth, and is located in the constellation Pictor (Pictor is a constellation in the southern celestial hemisphere).


  • About TESS mission: The Transiting Exoplanet Survey Satellite (TESS) is a NASA mission that will look for planets orbiting the brightest stars in Earth’s sky. It was led by the Massachusetts Institute of Technology with seed funding from Google.


  • Mission: The mission will monitor at least 200,000 stars for signs of exoplanets, ranging from Earth-sized rocky worlds to huge gas giant planets. TESS, however, will focus on stars that are 30 to 100 times brighter than those Kepler examined. This will help astronomers better understand the structure of solar systems outside of our Earth, and provide insights into how our own solar system formed.


  • Orbit: TESS will occupy a never-before-used orbit high above Earth. The elliptical orbit, called P/2, is exactly half of the moon’s orbital period; this means that TESS will orbit Earth every 13.7 days.


  • How it works? It will use transit method to detect exoplanets. It watches distant stars for small dips in brightness, which can indicate that planet has passed in front of them. Repeated dips will indicate planet passing in front of its star. This data has to be validated by repeated observations and verified by scientists.


  • Significance of the mission: TESS is designed to build on the work of its predecessor, the Kepler space telescope, which discovered the bulk of some 3,700 exoplanets documented during the past 20 years and is running out of fuel. Nasa expects to pinpoint thousands more previously unknown worlds, perhaps hundreds of them Earth-sized or “super-Earth” sized – no larger than twice as big as our home planet.


  • Those are believed the most likely to feature rocky surfaces or oceans and are thus considered the best candidates for life to evolve. Scientists have said they hope TESS will ultimately help catalog at least 100 more rocky exoplanets for further study in what has become one of astronomy’s newest fields of exploration.






  • About IRDAI sandbox: For the IRDAI sandbox, an applicant should have a net worth of Rs 10 lakh and a proven financial record of at least one year. Companies will be allowed to test products for up to 12 months in five categories.


  • Applicants can test products for up to a period of one year in five categories – insurance solicitation or distribution, insurance products, underwriting, policy and claims servicing.


  • What is a regulatory sandbox? A regulatory sandbox is a safe harbour, where businesses can test innovative products under relaxed regulatory conditions. Typically, participating companies release new products in a controlled environment to a limited number of customers for a limited period of time.


  • Significance and benefits of a regulatory sandbox: The “regulatory sandbox” will help fintech companies launch innovative products at a lower cost and in less time. The sandbox will enable fintech companies to conduct live or virtual testing of their new products and services.


  • These companies will also be able to test the viability of the product without a wider and expensive rollout. It will help companies to experiment with fintech solutions, where the consequences of failure can be contained and reasons for failure analysed.


  • Need: According to NITI Aayog, India is one of the fastest growing fintech markets globally, and industry research has projected that $1 trillion, or 60% of retail and SME (small and medium sized enterprises) credit, will be digitally disbursed by 2029.


  • The Indian fintech ecosystem is the third largest in the world, attracting nearly $6 billion in investments since 2014. Fintech or financial technology companies use technology to provide financial services such as payments, peer-to-peer lending and crowdfunding, among others. Therefore, in order to protect customers and safeguard the interests of all stakeholders, and streamline their influence on the financial system, there is need for a regulatory and supervisory framework for fintech firms.






  • Significance and impact: The Bill will immediately tackle the menace of illicit deposit-taking activities in the country launched by rapacious operators, which at present are exploiting regulatory gaps and lack of strict administrative measures to dupe poor and gullible people of their hard-earned savings, an official statement said.


  • It will altogether ban unregulated deposit taking schemes, and the law has adequate provisions for punishment and disgorgement or repayment of deposits in cases where such schemes nonetheless manage to raise deposits illegally.


  • Key provisions of the Bill: Substantive banning clause which bans Deposit Takers from promoting, operating, issuing advertisements or accepting deposits in any Unregulated Deposit Scheme. The Bill bans unregulated deposit taking activities altogether, by making them an offence ex-ante rather than the existing legislative-cum-regulatory framework which only comes into effect ex-post with considerable time lags.


  • Creation of three different types of offences, namely, running of Unregulated Deposit Schemes, fraudulent default in Regulated Deposit Schemes, and wrongful inducement in relation to Unregulated Deposit Schemes. Severe punishment and heavy pecuniary fines to act as deterrent. Provisions for disgorgement or repayment of deposits in cases where such schemes nonetheless manage to raise deposits illegally.


  • Attachment of properties / assets by the Competent Authority, and subsequent realization of assets for repayment to depositors. Clear-cut time lines have been provided for attachment of property and restitution to depositors. Creation of an online central database, for collection and sharing of information on deposit-taking activities in the country.


  • The Bill defines “Deposit Taker” and “Deposit” comprehensively: “Deposit Takers” include all possible entities (including individuals) receiving or soliciting deposits, except specific entities such as those incorporated by legislation. “Deposit” is defined in such a manner that deposit-takers are restricted from camouflaging public deposits as receipts, and at the same time, not to curb or hinder acceptance of money by an establishment in the ordinary course of its business.


  • Why do we need a comprehensive law on this? To deal with the menace of illicit deposit taking schemes, as in the recent past, there have been rising instances of people in various parts of the country being defrauded by illicit deposit taking schemes. The worst victims of these schemes are the poor and the financially illiterate, and the operations of such schemes are often spread over many States.






  • Context: India has offered a USD 100 million line of credit to Benin for its development projects.


  • Where is it located? It is a country in West Africa. It is bordered by Togo to the west, Nigeria to the east, and Burkina Faso and Niger to the north. About the National Centre for Disease Control: Context: 110th Annual Day of NCDC.


  • About NCDC: It is an institute under the Indian Directorate General of Health Services, Ministry of Health and Family Welfare. It was established in July 1963 for research in epidemiology and control of communicable diseases. It was previously known as National Institute of Communicable Diseases.






  • Context: 1,000-year-old Shawala Teja Singh Temple located in Sialkot city of Pakistan, which was sealed for last 72 years, has been re-opened for devotees for the 1st time since partition.


  • Shawala Teja Singh temple is an ancient Hindu temple which was built by Sardar Teja Singh. It is dedicated to Hindu deity Shiva.






  • Context: Infosys has announced the launch of its state-of-the-art Cyber Defence Center in Bucharest, Romania.


  • Functions: The Defence Center will provide end-to-end, real-time, 24/7 cyber security monitoring and protection services to support European and global businesses on their digital transformation journey. These services, including security monitoring, management and remediation, threat hunting, security analytics, incident discovery, and response will be delivered by certified and highly skilled cyber security professionals.


  • What is Non-pneumatic Anti-Shock Garment (NASG)? What is it? The Non-pneumatic Anti-shock Garment (NASG) is a first-aid device used to stabilize women who are suffering from obstetric hemorrhage and shock.


  • Uses: This simple device helps women survive delays in getting to a hospital and getting the treatment that they need. It can be applied by anyone after a short, simple training. Benefits: This device decreases blood loss, recovers women from shock and keeps them alive while they are traveling to a hospital or awaiting treatment.


  • How it works? The non-pneumatic anti-shock garment (NASG) applies pressure to the lower body and abdomen, thereby forcing the blood that was getting accumulated in the pelvic area to other essential organs of the body. The neoprene garment quickly stabilizes vitals and gives doctor enough time for treatment.