CAT 1997

Section - 1

Direction for questions 1 to 6: In each of the following questions, a related pair of words is followed by four pairs of words or phrases. Select the pair that best expresses a relationship similar to the one expressed in the question pair.



Ans .

(c)Rain : Reign


  1. Explanation :

    (c) is a pair of homophones. (a), (b) and (d) do not have pairs of homophones.





Ans .

(d) Pulp fiction : Novelist


  1. Explanation :

    Doggerel is a badly written verse, which is written by a poet. Pulp fiction is a badly written piece of fiction, written by a novelist. (a), (b) and (c) do not show this derogatory relationship.





Ans .

(b) Hypothesis : Theory


  1. Explanation :

    A premise is evidence which leads to a conclusion. An assumption does not lead to an inference. An assumption, if wrong, will weaken an inference. But a hypothesis does lead to a theory. A hypothesis is a suggested explanation for a group of facts or phenomena that is accepted as likely to be true.





Ans .

(a) Shovel : Implement


  1. Explanation :

    A barge is a kind of a vessel, and a shovel is a kind of an implement. (b), (d) and (e) do not show this item to categorise relationship.





Ans .

(d) Sorrow : Misery


  1. Explanation :

    The second word in the pair is a higher degree of the first. (a), (b) and (c) do not display such a relationship.





Ans .

(d) Dinosaur : Tyrannosaurus


  1. Explanation :

    The second word belongs to the family in the first word. (a), (b) and (c) do not display such a relationship.



Direction for questions 7 to 11: Each of the following questions contains six statements followed by four sets of combinations of three. You have to choose that set in which the third statement logically follows from the first two.



Ans .

(b) ABE


  1. Explanation :

    ”IBPS





Ans .

(c) FEB


  1. Explanation :

    ”IBPS





Ans .

(a) DAC


  1. Explanation :

    ”IBPS





Ans .

(a) ACB


  1. Explanation :

    ”IBPS





Ans .

(a) AFE


  1. Explanation :

    ”IBPS



Direction for questions 12 to 16: In each of the following sentences, the main statement is followed by four sentences each. Select a pair of sentences that relate logically to the given statement.



Ans .

(b) DA


  1. Explanation :

    Sam is not drunk, so he must be ill. One of the either ... or condition is true.





Ans .

(c) DB


  1. Explanation :

    As Ram did not lose sleep, it shows that he did not hear of the tragedy. When A, then B. Not B, hence not A.





Ans .

(d) BC


  1. Explanation :

    The train is not late, so it must have derailed. One of the either ... or condition is true.





Ans .

(a) CB


  1. Explanation :

    I did not have a nightmare, so I must not have read a horror story. When A, then B. Not B, hence not A.





Ans .

(b) BC


  1. Explanation :

    I did not get rashes which shows that I did not eat berries. When A, then B. Not B, hence not A.



Direction for questions 17 to 21: In each of the following questions, a part of the paragraph or sentence has been underlined. From the choices given, you are required to choose the one, which would best replace the underlined part.



Ans .

(d) whether the subsequent one will do so


  1. Explanation :

    The sentence is incomplete as 'will do' does not have an object. It should therefore be followed by 'so'. (a) is not correct as ‘government’ is repeated. ‘policy’ is undefined in (b) and (c).





Ans .

(a) let go of the reins


  1. Explanation :

    We let go ‘of’ something, but we turn ‘off’ the lights. The proposals in (b) and (d) might go beyond the scope of the sentence.





Ans .

(c) started mushrooming in every corner of the country


  1. Explanation :

    The correct idiomatic usage to refer to a proliferation of something is 'have mushroomed'. ‘blooming’ and ‘blossoming’ are not words that we use to indicate that a lot of schools have come up overnight. ‘Mushrooming’ is most apt, literally and figuratively, in this regard. ‘all over’ is a more generic term than ‘in every corner’; the latter term is more specific.





Ans .

(a) It is important that


  1. Explanation :

    The phrase used is grammatically correct. There is a huge difference between ‘important’ and ‘fact’. (d) similarly overlooks the serious tone of the sentence. (c) sounds verbose.





Ans .

(b) It must be noted


  1. Explanation :

    We take ‘note’ of an important clause. There is nothing to ‘notice’ in the sentence, so (a) and (d) are ruled out. (c) sounds awkward when read along with the rest of the sentence.



Direction for questions 22 to 29: In each of the following questions, a part of a sentence has been left blank. Select from among the four options given below each question, the one which would best fill in the blank.



Ans .

(c) reopens the first chapter


  1. Explanation :

    An act of vengeance relates to the 'beginning' of the misdeeds, and thus reopens the first chapter. Look for a suitable complement in sentences split with a semicolon. When there is a semicolon in the sentence, one has to look for a logical complement — ‘closes : reopens’.





Ans .

(a) as far as


  1. Explanation :

    The correct idiomatic usage is 'as far as' something can go. (b) and (d) sound extremely confusing as they add parameters. (c) sounds needlessly verbose.





Ans .

(a) set out to


  1. Explanation :

    One sets out to achieve something. ‘thought of’ is not right as it should be followed by ‘achieving’. ‘thought to’ does not sound as active as the author might wish it to be. ‘went to’ sounds similarly vague.





Ans .

(b) tough talking


  1. Explanation :

    One does 'tough talking'. ‘talk tough’ is a general idiomatic expression. ‘has done some’ should be followed by an -ing form of the verb, such as ‘investigating’ or ‘probing’.





Ans .

(b) year by year


  1. Explanation :

    'Year by year' is the correct idiomatic usage here. ‘annually’ and ‘progressively’ are not the right words to use as we are just making a general observation, not dealing with statistics. The singular stress on ‘each’ is unwarranted in this sentence.





Ans .

(b) many more


  1. Explanation :

    'Amendments' is a countable noun and so 'many' should be used as a quantifier for it. (c) and (d) tamper with the pronouncement in the sentence by using weak quantifiers.





Ans .

(a) more crucial than ever


  1. Explanation :

    'More crucial than ever' shows that though they were important earlier too, now they are even more important. (a) matches the verbal tense in the sentence ‘more crucial than (they have) ever (been)’.





Ans .

(a) break down


  1. Explanation :

    'Break down' is the correct idiomatic use here. ‘barriers’ are not ‘crumbled’ or ‘dismantled’. We can ‘break’ a record. For an erect barrier, the appropriate verb would be ‘break down’.



Direction for questions 30 to 34: Arrange sentences A, B, C and D between sentences 1 and 6, so as to form a logical sequence of six sentences.



Ans .

(b) CBAD


  1. Explanation :

    C gives some examples to support 1. B introduces the era of computers as another example, A talks about the increasing technical terms, D introduces the idea of slangs, which is continued in 6.





Ans .

(c) BADC


  1. Explanation :

    6 speaks of a study of IIT undergraduates’ mindset. C speaks of culture developed by IIT students. Therefore, C6 is mandatory. D speaks of success stories of IIT graduates and therefore follows A.





Ans .

(d) ABDC


  1. Explanation :

    A talks about the taste of the Maharaja of Kapurthala, B introduces another Maharaja with an exquisite taste, D introduces something in contrast to this, C continues with the idea which is exemplified in 6.





Ans .

(d) ABDC


  1. Explanation :

    A shows how 'his' gifts were unveiled, B states the effect it had on McLaughlin, D states his reaction to the same and C states the ultimate outcome.





Ans .

(a) CADB


  1. Explanation :

    C states why India is on the brink of a major public health disaster, A states what happens if TB is untreated for 5 years, D presents some statistics to highlight the point, B states how the disease spreads and 6 continues with the fact.



Direction for questions 35 to 44: Arrange the sentences A, B, C and D in a proper sequence so as to make a coherent paragraph.



Ans .

(b) BDAC


  1. Explanation :

    B introduces atypical pneumonia as the subject of the passage, D states that it appears like an ordinary flu, A states its symptoms and C states how these symptoms progress to give rise to complications.





Ans .

(a) BCAD


  1. Explanation :

    B introduces the problem of snakes, C states why there is not enough anti-snake serum, A elaborates on non-availability of the same, and D concludes the passage by stating what the final outcome could be.





Ans .

(a) BACD


  1. Explanation :

    B talks about the previous records of mid-term elections, and its implications on the present situation, A presents a contradictory fact, and C states the implications of this fact. D concludes the passage.





Ans .

(b) ABDC


  1. Explanation :

    A introduces critical elections as the subject of the passage, B explains it, D states that none of the Indian elections so far has been a critical election, instead as C states, there have been many semi-critical ones





Ans .

(a) ABDC


  1. Explanation :

    A introduces the subject, B elaborates on it, D states who is the current champion of the game and C states who other contenders are.





Ans .

(b) ACBD


  1. Explanation :

    A introduces the benefit of good advertising, C states why this benefit is important, B gives an example and D concludes by saying that in spite of this a minimum quality has to be maintained.





Ans .

(c) ACBD


  1. Explanation :

    B uses the word ‘it’ that refers to the ‘philosophy’ in C and so CB is a mandatory pair. Moreover, A ‘century ago’, C ‘for 90 years’, and B ‘today’, makes a chain and D concludes the passage.





Ans .

(c) BACD


  1. Explanation :

    B states that RBI has wrested many powers from the government, A states that in spite of this the government has the final say, C elaborates on this fact and D questions this state of affairs.





Ans .

(c) BDCA


  1. Explanation :

    B introduces the fact that the author was depressed, D gives a reason for the same, C shows the extent of his depression and A concludes the passage.





Ans .

(a) BCDA


  1. Explanation :

    B introduces the idea of the possibility of stopping the decline in writing skills, C states how this is being done, D talks about a number of programmes being developed for the same and A gives the example of one such programme.



Direction for questions 45 to 50: In the following questions, a set of four words has been given. Three of the words are related to in some way. You have to select the word that does not fit in the relation.



Ans .

(b) Kin


  1. Explanation :

    All others except ‘kin’ are synonyms.





Ans .

(b) Adapt


  1. Explanation :

    All others except ‘adapt’ are synonyms.





Ans .

(c) Bell


  1. Explanation :

    All others except ‘bell’ refer to circular shapes. Bell is an object.





Ans .

(a) Computer


  1. Explanation :

    All others except ‘computer’ refer to some kind of a network.





Ans .

(d) Withstand


  1. Explanation :

    Withstand is almost the opposite of the other three words.





Ans .

(d) Bridge


  1. Explanation :

    All others except ‘bridge’ refer to some kind of a gap or opening.



Section - 2

Direction for questions 51 to 100: Read the passages given below carefully and answer the questions that follow.

Passage – 1

I think that it would be wrong to ask whether 50 years of India's Independence are an achievement or a failure. It would be better to see things as evolving. It's not an either-or question. My idea of the history of India is slightly contrary to the Indian idea. India is a country that, in the north, outside Rajasthan, was ravaged and intellectually destroyed to a large extent by the invasions that began in about AD 1000 by forces and religions that India had no means of understanding.

The invasions are in all the schoolbooks. But I don't think that people understand that every invasion, every war, every campaign, was accompanied by slaughter, a slaughter always of the most talented people in the country. So these wars, apart from everything else led to a tremendous intellectual depletion of the country. I think that in the British period, and in the 50 years after the British period, there has been a kind of regrouping or recovery, a very slow revival of energy and intellect. This isn't an idea that goes with the vision of the grandeur of old India and all that sort of rubbish. That idea is a great simplification and it occurs because it is intellectually, philosophically easier for Indians to manage.

What they cannot manage, and what they have not yet come to terms with, is that ravaging of all the north of India by various conquerors. That was ruined not by the act of nature, but by the hand of man. It is so painful that few Indians have begun to deal with it. It is much easier to deal with British imperialism. That is a familiar topic, in India and Britain. What is much less familiar is the ravaging of India before the British.

What happened from AD 1000 onwards, really, is such a wound that it is almost impossible to face. Certain wounds are so bad that they can't be written about. You deal with that kind of pain by hiding from it. You retreat from reality. I do not think, for example, that the Incas of Peru or the native people of Mexico have ever got over their defeat by the Spaniards. In both places the head was cut off. I think the pre-British ravaging of India was as bad as that.

In the place of knowledge of history, you have various fantasies about the village republic and the Old Glory. There is one big fantasy that Indians have always found solace in: about India having the capacity for absorbing its conquerors. This is not so. India was laid low by its conquerors. I feel the past 150 years have been years of every kind of growth. I see the British period and what has continued after that as one period. In that time, there has been a very slow intellectual recruitment. I think every Indian should make the pilgrimage to the site of the capital of the Vijayanagar empire, just to see what the invasion of India led to. They will see a totally destroyed town. Religious wars are like that. People who see that might understand what the centuries of slaughter and plunder meant. War isn't a game. When you lost that kind of war, your town was destroyed, the people who built the towns were destroyed. You are left with a headless population. That's where modern India starts from. The Vijayanagar capital was destroyed in 1565. It is only now that the surrounding region has begun to revive.

A great chance has been given to India to start up again, and I feel it has started up again. The questions about whether 50 years of India since Independence have been a failure or an achievement are not the questions to ask.

In fact, I think India is developing quite marvelously, people thought — even Mr Nehru thought — that development and new institutions in a place like Bihar, for instance, would immediately lead to beauty. But it doesn't happen like that. When a country as ravaged as India, with all its layers of cruelty, begins to extend justice to people lower down, it's a very messy business. It's not beautiful, it's extremely messy. And that's what you have now, all these small politicians with small reputations and small parties. But this is part of growth, this is part of development. You must remember that these people, and the people they represent, have never had rights before. When the oppressed have the power to assert themselves, they will behave badly. It will need a couple of generations of security, and knowledge of institutions, and the knowledge that you can trust institutions — it will take at least a couple of generations before people in that situation begin to behave well.

People in India have known only tyranny. The very idea of liberty is a new idea. The rulers were tyrants. The tyrants were foreigners. And they were proud of being foreign. There's a story that anybody could run and pull a bell and the emperor would appear at his window and give justice. This is a child's idea of history — the slave's idea of the ruler's mercy. When the people at the bottom discover that they hold justice in their own hands, the earth moves a little. You have to expect these earth movements in India. It will be like this for a hundred years. But it is the only way. It's painful and messy and primitive and petty, but it’s better that it should begin. It has to begin. If we were to rule people according to what we think fit, that takes us back to the past when people had no voices.

With self-awareness all else follows. People begin to make new demands on their leaders, their fellows, on themselves. They ask for more in everything. They have a higher idea of human possibilities. They are not content with what they did before or what their fathers did before. They want to move. That is marvellous. That is as it should be.

I think that within every kind of disorder now in India there is a larger positive movement. But the future will be fairly chaotic. Politics will have to be at the level of the people now. People like Nehru were colonial — style politicians. They were to a large extent created and protected by the colonial order. They did not begin with the people. Politicians now have to begin with the people. They cannot be too far above the level of the people. They are very much part of the people.

It is important that self-criticism does not stop. The mind has to work, the mind has to be active, there has to be an exercise of the mind. I think it's almost a definition of a living country that it looks at itself, analyses itself at all times. Only countries that have ceased to live can say it's all wonderful.



Ans .

(c) India is yet to understand itself.


  1. Explanation :

    In the first five paragraphs, the author makes it clear that Indians do not understand themselves yet. (a) is far from the truth. (b) is unlikely and (d) is not true.





Ans .

(b) insightful.


  1. Explanation :

    The author tries to show what exactly was India's history like and what are the prospects for the future. The writer is making observations and analysing these, hence there is no reason why the attitude should be critical, cynical or cold.





Ans .

(c) it is time that India came to terms with the past.


  1. Explanation :

    Through the example he has tried to show us what centuries of slaughter and plunder actually meant for the country. (a) and (b) are not true, the writer is not glorifying the Vijayanagar empire.





Ans .

(a) the child's view of history.


  1. Explanation :

    The author is critical of people having a child's view of history and equates it with the slave's idea of the ruler's mercy. (b) is not true as the writer does take a critical stand on history. (c) is besides the fact.





Ans .

(c) during and after the British period.


  1. Explanation :

    The writer says that during British rule, and for 50 years after that, there was a revival of energy and intellect. (d) is not true in light of facts presented in the passage. (a) and (b) are not true in an isolated context.





Ans .

(d) Both (b) and (c)


  1. Explanation :

    With self-awareness, people ask for more of everything. (b) and (c) are both found in the ninth paragraph. (a) is simply not true.





Ans .

(c) primitive and messy


  1. Explanation :

    He says that India's present situation is 'primitive and messy'. The writer has not expressed any pessimistic opinion ‘bleak’ or an extreme opinion ‘horrific’.





Ans .

(a) self-criticism does not stop.


  1. Explanation :

    Self-criticism is important for a country to be alive and progressive. Refer to the last paragraph. (b) and (c) are thus not true.





Ans .

(b) it will be chaotic.


  1. Explanation :

    The writer says that the future will be fairly chaotic. (a), (c) and (d) find no mention in the passage.





Ans .

(c) the decimation of the country's talented people.


  1. Explanation :

    Every invasion was accompanied by slaughter of the country's most talented people. (a) and (b) did take place, but it is (c) which is the main feature of the tyranny of foreign rulers.



Passage – 2

When talks come to how India has done for itself in 50 years of independence, the world has nothing but praise for our success in remaining a democracy. On other fronts, the applause is less loud. In absolute terms, India hasn't done too badly, of course, life expectancy has increased. So has literacy. Industry, which was barely a fledging, has grown tremendously. And as far as agriculture is concerned, India has been transformed from a country perpetually on the edge of starvation into a success story held up for others to emulate. But these are competitive times when change is rapid, and to walk slowly when the rest of the world is running is almost as bad as standing still or walking backwards. Compared with large chunks of what was then the developing world — South Korea, Singapore, Malaysia, Thailand, Indonesia, China and what was till lately a separate Hong Kong — India has fared abysmally.It began with a far better infrastructure than most of these countries had. It suffered hardly or not at all during the World War II. It had advantages like an English speaking elite, quality scientific manpower (including a Nobel laureate and others who could be ranked among the world's best) and excellent business acumen. Yet, today, when countries are ranked according to their global competitiveness, it is tiny Singapore that figures at the top. Hong Kong is an export powerhouse. So is Taiwan. If a symbol were needed of how far we have fallen back, note that while Korean Cielos are sold in India, no one in South Korea is rushing to buy an Indian car. The reasons list themselves. Topmost is economic isolationism. The government discouraged imports and encouraged self-sufficiency. Whatever the aim was, the result was the creation of a totally inefficient industry that failed to keep pace with global trends and, therefore, became absolutely uncompetitive. Only when the trade gates were opened a little did this become apparent. The years since then have been spent in merely trying to catch uThat the government actually sheltered its industrialists from foreign competition is a little strange. For, in all other respects, it operated under the conviction that businessmen were little more than crooks who were to be prevented from entering the most important areas of the economy, who were to be hamstrung in as many ways as possible, who were to be tolerated in the same way as an inexcisable wart. The high, expropriatory rates of taxation, the licensing laws, the reservation of whole swathes of industry for the public sector, and the granting of monopolies to the public sector firms were the principal manifestations of this attitude. The government forgot that before wealth could be distributed, it had to be created. The government forgot that it itself could not create, but only squander wealth.

But these are competitive times when change is rapid, and to walk slowly when the rest of the world is running is almost as bad as standing still or walking backwards. Compared with large chunks of what was then the developing world — South Korea, Singapore, Malaysia, Thailand, Indonesia, China and what was till lately a separate Hong Kong — India has fared abysmally.It began with a far better infrastructure than most of these countries had. It suffered hardly or not at all during the World War II. It had advantages like an English speaking elite, quality scientific manpower (including a Nobel laureate and others who could be ranked among the world's best) and excellent business acumen. Yet, today, when countries are ranked according to their global competitiveness, it is tiny Singapore that figures at the top. Hong Kong is an export powerhouse. So is Taiwan. If a symbol were needed of how far we have fallen back, note that while Korean Cielos are sold in India, no one in South Korea is rushing to buy an Indian car. The reasons list themselves. Topmost is economic isolationism. The government discouraged imports and encouraged self-sufficiency. Whatever the aim was, the result was the creation of a totally inefficient industry that failed to keep pace with global trends and, therefore, became absolutely uncompetitive. Only when the trade gates were opened a little did this become apparent. The years since then have been spent in merely trying to catch uThat the government actually sheltered its industrialists from foreign competition is a little strange. For, in all other respects, it operated under the conviction that businessmen were little more than crooks who were to be prevented from entering the most important areas of the economy, who were to be hamstrung in as many ways as possible, who were to be tolerated in the same way as an inexcisable wart. The high, expropriatory rates of taxation, the licensing laws, the reservation of whole swathes of industry for the public sector, and the granting of monopolies to the public sector firms were the principal manifestations of this attitude. The government forgot that before wealth could be distributed, it had to be created. The government forgot that it itself could not create, but only squander wealth.

It began with a far better infrastructure than most of these countries had. It suffered hardly or not at all during the World War II. It had advantages like an English speaking elite, quality scientific manpower (including a Nobel laureate and others who could be ranked among the world's best) and excellent business acumen. Yet, today, when countries are ranked according to their global competitiveness, it is tiny Singapore that figures at the top. Hong Kong is an export powerhouse. So is Taiwan. If a symbol were needed of how far we have fallen back, note that while Korean Cielos are sold in India, no one in South Korea is rushing to buy an Indian car. The reasons list themselves. Topmost is economic isolationism. The government discouraged imports and encouraged self-sufficiency. Whatever the aim was, the result was the creation of a totally inefficient industry that failed to keep pace with global trends and, therefore, became absolutely uncompetitive. Only when the trade gates were opened a little did this become apparent. The years since then have been spent in merely trying to catch uThat the government actually sheltered its industrialists from foreign competition is a little strange. For, in all other respects, it operated under the conviction that businessmen were little more than crooks who were to be prevented from entering the most important areas of the economy, who were to be hamstrung in as many ways as possible, who were to be tolerated in the same way as an inexcisable wart. The high, expropriatory rates of taxation, the licensing laws, the reservation of whole swathes of industry for the public sector, and the granting of monopolies to the public sector firms were the principal manifestations of this attitude. The government forgot that before wealth could be distributed, it had to be created. The government forgot that it itself could not create, but only squander wealth.

The reasons list themselves. Topmost is economic isolationism. The government discouraged imports and encouraged self-sufficiency. Whatever the aim was, the result was the creation of a totally inefficient industry that failed to keep pace with global trends and, therefore, became absolutely uncompetitive. Only when the trade gates were opened a little did this become apparent. The years since then have been spent in merely trying to catch uThat the government actually sheltered its industrialists from foreign competition is a little strange. For, in all other respects, it operated under the conviction that businessmen were little more than crooks who were to be prevented from entering the most important areas of the economy, who were to be hamstrung in as many ways as possible, who were to be tolerated in the same way as an inexcisable wart. The high, expropriatory rates of taxation, the licensing laws, the reservation of whole swathes of industry for the public sector, and the granting of monopolies to the public sector firms were the principal manifestations of this attitude. The government forgot that before wealth could be distributed, it had to be created. The government forgot that it itself could not create, but only squander wealth.

That the government actually sheltered its industrialists from foreign competition is a little strange. For, in all other respects, it operated under the conviction that businessmen were little more than crooks who were to be prevented from entering the most important areas of the economy, who were to be hamstrung in as many ways as possible, who were to be tolerated in the same way as an inexcisable wart. The high, expropriatory rates of taxation, the licensing laws, the reservation of whole swathes of industry for the public sector, and the granting of monopolies to the public sector firms were the principal manifestations of this attitude. The government forgot that before wealth could be distributed, it had to be created. The government forgot that it itself could not create, but only squander wealth.

Some of the manifestations of the old attitude have changed. Tax rates have fallen. Licensing has been all but abolished. And the gates of global trade have been opened wide. But most of these changes were forced by circumstances partly by the foreign exchange bankruptcy of 1991 and the recognition that the government could no longer muster the funds to support the public sector, leave alone expand it. Whether the attitude of the government itself, or that of more than a handful of ministers, has changed, is open to question.

In many other ways, however, the government has not changed one whit. Business still has to negotiate a welter of negotiations. Transparency is still a longer way off. And there is no exit policy. In defending the existing policy, politicians betray an inability to see beyond their noses. A no-exit policy for labour is Page 12 CAT 1997 Actual Paper equivalent to a no-entry policy for new business. If one industry is not allowed to retrench labour, other industries will think a hundred times before employing new labour.

In other ways too, the government hurts industries. Public sector monopolies like the department of telecommunications and Videsh Sanchar Nigam Ltd. make it possible for Indian businesses to operate only at a cost several times that of their counterparts abroad. The infrastructure is in shambles partly because it is unable to formulate a sufficiently remunerative policy for private business, and partly because it does not have the stomach to change market rates for services.

After a burst of activity in the early nineties, the government is dragging its feet. At the rate it is going, it will be another 50 years before the government realises that a pro-business policy is the best pro-people policy. By then of course, the world would have moved even farther ahead.



Ans .

(a) critical.


  1. Explanation :

    The author is critical of the government policies. Refer to the beginning of each paragraph. The writer is not rude enough to be derisive. There is no reason for the writer to be sarcastic or ironical.





Ans .

(c) the government looked upon its industrialists as crooks.


  1. Explanation :

    He is surprised as in all other cases government looked at the industrialists as crooks. (a) is a different point of view. (b) is a fact presented in the passage that does not contribute to the writer’s surprise. (d) is not true as the reason is cited below the writer’s feelings.





Ans .

(c) foreign exchange bankruptcy and paucity of funds with the government.


  1. Explanation :

    Foreign exchange bankruptcy and paucity of funds compelled government to open up its economy. (a) and (b) in no way influenced the government’s move.





Ans .

(b) pessimism


  1. Explanation :

    The author says that in another 50 years the world would have moved even further ahead. Hence, there is no room for any kind of optimism or pragmatism.





Ans .

(b) it had better infrastructure.


  1. Explanation :

    Its infrastructure should have helped India to perform better than other Asian countries. (c) is not cited in the passage. Given (b), (a) cannot be a better answer as India’s infrastructure is compared with the infrastructure of the other countries.





Ans .

(d) Both (a) and (b)


  1. Explanation :

    (a) and (b) are reasons for India being in a better condition than other nations. Refer to the third paragraph. (c) is not stated in the passage.





Ans .

(a) economic isolationism


  1. Explanation :

    Economic isolationism has led to India's poor performance. Refer to the beginning of the fourth paragraph. Hence, (b) and (c) are rendered void.





Ans .

(d) discouragement of imports.


  1. Explanation :

    Government tried to protect its own industries through discouraging imports. Refer to the beginning of the fourth paragraph. Hence, (a), (c) and (b) are not the best answers.





Ans .

(b) India's poor performance in the international market.


  1. Explanation :

    While Korean Cielos are sold in India, no Indian cars are sold abroad. (a), (c) and (d) are opinionated answers, hence, not necessarily true.





Ans .

(a) India's politicians are myopic in their vision of the country's requirements.


  1. Explanation :

    Indian politicians are unable to see beyond their noses. Whether (b) and (c) are true or not is unclear from the passage.



Passage – 3

When Deng Xiaoping died a few months ago, the Chinese leadership barely paused for a moment before getting on with the business of governing the country. Contrast that with the chaotic contortions on India's political stage during the past month, and it is easy to conclude that democracy and democratic freedoms are serious obstacles to economic progress.

When the Chinese leadership wants a power plant to be set up, it just goes ahead. No fears of protracted litigation, of environmental protests, or of lobbying by interested parties. It — or the economy — is not held to ransom by striking truckers or air traffic controllers. Certainly, there is much that is alluring about an enlightened dictatorship.

But there the trouble begins. First, there is no guarantee that a dictatorship will be an enlightened one. Myanmar has been ruled by a dictator for decades, and no one would claim that it is better off than even Bangladesh which has itself suffered long stretches of dictatorship. Nor can Mobuto Sese Seko, much in the news these days, be described as enlightened by any reckoning. The people of Israel, almost the only democracy in a region where dictatorships (unenlightened ones) are the norm, are much better off than their neighbours.

Second, dictatorships can easily reverse policies. China was socialist as long as Mao Zedong was around. When Deng Xiaoping took over in what was essentially a palace coup, he took the country in the opposite direction. There is little to ensure that the process will not be repeated. In India such drastic reversals are unlikely.

Six years ago Indian politicians agreed that industries should be de-licensed, that imports should be freed or that investment decisions should be based on economic considerations. Now few think otherwise. Almost all politicians are convinced of the merits of liberalisation though they may occasionally lose sight of the big picture in pandering to their constituencies. India has moved slower than China on liberalisation, but whatever moves it has made are more permanent.

Democracies are also less likely to get embroiled in destructive wars. Had Saddam Hussain been under the obligation of facing free elections every five years, he would have thought ten times before entangling his people in a long confrontation with the West. Germany, Italy and Japan were all dictatorships when they launched the World War II. The price was paid by the economies.

Democracies make many small mistakes. But dictatorships are more susceptible to making huge ones and risking everything on one decision — like going to war. Democracies are the political equivalent of free markets, Companies know they can't fool the consumer too often; he will simply switch to the competition. The same goes for political parties. When they fail to live up to their promises in government, the political consumer opts for the competition.

Democratic freedoms too are important for the economy, especially now that information is supreme. Few doubt that the Internet will play an important part in the global economy in the decades to come. But China, by preventing free access to it, is already probably destroying its capabilities in this area. As service industries grow in importance, China may well be at a disadvantage though that may not be apparent today when its manufacturing juggernaut is rolling ahead.

India has stifled its entrepreneurs through its licensing policies. That was an example of how the absence of economic freedom can harm a country. But right-wing dictatorships like South Korea erred in the opposite direction. They forced their businesses to invest in industries, which they (the dictators) felt had a golden future. Now many of those firms are trying to retreat from those investments. Statism is bad, no matter what the direction in which it applies pressure. At this moment, China and other dictatorships may be making foolish investment decisions. But as industries are subsidized and contrary voices not heard, the errors will not be realised until the investments assume gargantuan proportions.

India's hesitant ways may seem inferior to China's confident moves. But at least we know what the costs are. That is not the case with China. It was only years after the Great Leap Forward and only such experiments that the cost in human lives (millions of them) became evident to the world. What the cost of China's present experiments is we may not know for several years more. A nine per cent rate of growth repeated year after year may seem compelling. But a seven per cent rate of growth that will not falter is more desirable. India seems to be on such a growth curve, whatever the shenanigans of our politicians.



Ans .

(d) None of these


  1. Explanation :

    The passage actually talks about the advantages of democracy. Hence, the opinions expressed in (a), (b) and (c) find no place in the passage.





Ans .

(b) not all dictators will be enlightened.


  1. Explanation :

    The passage says that there is no guarantee that all dictatorships will be enlightened. Refer to the beginning of the third paragraph. Hence, there is no reason to mark (a), (c) or (d), though they may have a shade of truth.





Ans .

(c) a low but stable rate of growth is preferred to a high rate of growth.


  1. Explanation :

    The author sees a low but unfaltering rate of growth as a sign of stability amidst growth. (b) and (d) are not true. (a) is also doubtful, after all, how low can the growth be?





Ans .

(c) making huge mistakes and risking everything.


  1. Explanation :

    Dictatorships are more prone to making huge mistakes and risking everything on a single decision. (c) is a more complete answer as compared to (a) and (b).





Ans .

(b) under no circumstances should statism be a welcome move.


  1. Explanation :

    The writer does not support statism under any circumstances. Refer to the penulitmate paragraph. (a) is a confusing response. (c) and (d) do not address the question.





Ans .

(d) All of these


  1. Explanation :

    All the choices (a), (b) and (c) have been implied in the sixth paragraph.





Ans .

(c) Internet will play a crucial role in the global market in the years to come.


  1. Explanation :

    The passage states that Internet will play an important role in the decades to come. Refer to the eighth paragraph. We cannot infer (b) for sure. (a) is almost stated in the passage.





Ans .

(d) None of these


  1. Explanation :

    Though (a) and (b) are desirable outcomes, they are not specifically stated in the passage.





Ans .

(b) India is not at the mercy of dictators.


  1. Explanation :

    The main reason is (b), the dictatorship factor that figures so often in the passage. (a), (c) and (d) may be desirable factors, but not conclusive.





Ans .

(d) None of these


  1. Explanation :

    (a), (b) or (c) have not been distinctly mentioned in the passage.



Passage – 4

Of each of the great leaders, it is said by his followers, long after he is gone, he made us do it. If leadership is the art of persuading your people to follow your bidding, without their realising your involvement, the archetype of its practice is N. R. Narayana Murthy, the chairman and managing director of the Rs. 143.81 crore Infosys Technologies (Infosys). For, the 52-year-old CEO of the globalised software corporation — which he founded with six friends, and a combined capital of Rs. 10,000 in 1981 and which now occupies the front ranks of the country's most admired corporations, leads with the subtlest of weapons: personal example.

Infosys ranks only 578th among the country's listed companies, and sixth in the software sector, in terms of its turnover. But it is setting new standards for India Inc. through its practices of inter alia awarding stock options to its employees, putting the value of its intellectual assets and its brands on its balancesheet, and conforming to the disclosure standards of the Securities and Exchange Commission (SEC) of the US. Behind all this is the stubborn personal subscription of its CEO to the underlying causes of wealthcreation-people-power and transparency. "What were choices earlier are compulsions now," asserts Murthy.

In fact, the mirror images of Murthy, the Man, can be found all over Infosys, his company. His egalitarianism — which finds expression in such habits as using the same table and chair as anyone else in the organisation — is practised firmly when it comes to charting a course for the company's future: everyone has a voice. "We have no hierarchy just for the sake of control."

Brimming with the conviction that customer satisfaction is the key to success, Murthy has built a fleetfooted human resource management system that treats employees as customers, using the resources of the organisation to meet their professional and personal needs. His instruments are not just top-of-themarket salaries, but also operational empowerment as well as every facility that an employee needs to focus on the job.

Just what methods does Murthy use to ensure that his DNA is replicated in his company? Not for him are the classical leadership genre — transactional or transformational, situational or visionary. His chosen style, instead, is to lead by example, ensuring that the CEO's actions set the template for all Infoscions.

Murthy believes that the betterment of man can be brought about through the ‘creation of wealth, legally and ethically’. The personal example that he has set enabled his company to mirror those beliefs, tying his own rewards, and measuring his value to the company, to his ability to create wealth, and erecting systems for the company's wealth to be shared by its people. Sums up Nandan Nilekani, 41, deputy managing director, Infosys: "This is the future model of the corporation. Run an excellent company, and let the market increase its value to create wealth."

Although Murthy is one of the prime beneficiaries of the philosophy — his 10 per cent stake in Infosys is worth Rs. 130 crore today — in his book, the leader leads not by grabbing the booty but by teaching others to take what they deserve. That's why, on the Infosys' balancesheet, the value of Murthy's intellectual capital is nowhere near the top, on the rationale, that the CEO, at 52, is worth far less to his company than, say, a bright young programmer of 26. To spread the company's wealth, Murthy has instituted stock options — the first to do so in the country — for employees, creating 300 millionaires already. By 2000, he wants the number to climb to 1000.

To act as a beacon for his version of the learning organisation, Murthy not only spends an hour a day surfing the Internet to learn about new technological developments in his field, he also makes as many luncheon appointments as he can with technical people and academicians — dons from the Indian Institutes of Technology for instance — systematically plumbing their depths for an understanding of new developments in infotech. Murthy's objective is not just to stay abreast of the state-of-the-art, but also to find a way to use that knowledge for the company.

Following Murthy's example, Infosys has set up a technology advancement unit, whose mandate is to track, evaluate, and assimilate new techniques and methodologies. In fact, Murthy views learning not just as amassing data, but as a process that enables him to use the lessons from failure to achieve success. This self-corrective loop is what he demonstrates through his leadership during a crisis.

In 1995, for example, Infosys lost a Rs. 15 crore account — then 20 per cent of its revenues — when the $69 billion GE yanked its business from it. Instead of recriminations, Murthy activated Infosys' machinery to understand why the business was taken away and to leverage the learning for getting new clients instead. Feeling determined instead of guilty, his employees went on to sign up high profile customers like the $20 billion Xerox, the $7 billion Levi Strauss, and the $14 billion Nynex.

"You must have a multi-dimensional view of paradigms," says the multi-tasking leader. The objective is obvious: ensure that Infosys' perspective on its business and the world comes from as many vantage points as possible so that corporate strategy can be synthesised not from a narrow vision, but from a wide angle lens. In fact, Murthy still regrets that, in its initial years, Infosys didn't distil a multi-pronged understanding of the environment into its strategies, which forced it onto an incremental path that led revenues to snake up from Rs. 0.02 crore to just Rs. 5 crore in the first 10 years.

It was after looking around itself instead of focusing on its initial business of banking software, that Infosys managed to accelerate. Today the company operates with stretch targets setting distant goals and working backwards to get to them. The crucial pillar on which Murthy bases his ethical leadership is openness. Transparency, he reckons, is the clearest signal that one has nothing to hide. The personal manifestations of that are inter alia the practice of always giving complete information whenever any employee, customer, or investor asks for it: the loudly proclaimed insistence that every Infoscion pay taxes and file returns: and a perpetually open office into which anyone can walk.

But even as he tries to lead Infosys into cloning his own approach to enterprise, is Murthy choosing the best future for it? If Infosys grows with the same lack of ambition, the same softness of style, and the same absence of aggression, is it not cutting off avenues of growth that others may seize? As Infosys approaches the 21st century it is obvious that Murthy's leadership will have to set ever-improving role models for his ever-learning company. After all, men grow old; companies shouldn't.



Ans .

(a) by awarding stock options.


  1. Explanation :

    Infosys has awarded stock options among its employees. (b) has not been mentioned in the passage. Refer to the second paragraph.





Ans .

(b) control is not exerted through a system of hierarchy


  1. Explanation :

    Infosys does have a hierarchy, it does not have a hierarchy ‘just’ for control. Refer to the third paragraph. (d) may be true, but it is a rather vague response. (a) and (c) are not true.





Ans .

(b) betterment of man through ethical creation of wealth.


  1. Explanation :

    He believes that betterment of man can happen through creation of wealth, ethically and legally. Refer to the sixth paragraph. Given (b), (a) and (c) are weaker choices.





Ans .

(d) All of these


  1. Explanation :

    The example highlights all the given facts. The qualities stated in (a), (b) and (c) are evident in the case.





Ans .

(c) a process that helps him to learn from failure.


  1. Explanation :

    Murthy believes that learning is a process that helps him learn through failure. (a) is not the focus of the question. Learning transcends (b) as per information given in paragraph 9.





Ans .

(d) working backwards is a hallmark of Infosys' functioning today.


  1. Explanation :

    Today the company works backwards to achieve its goals. Refer to the penultimate paragraph. Given (d), the other choices (a), (b) and (c) are weak.





Ans .

(d) Both (a) and (b)


  1. Explanation :

    Openness at Infosys includes payment of taxes as well as giving complete information. (c) sounds rather ambiguous.





Ans .

(a) Infosys will have to devise new strategies to meet the challenges of the 21st century.


  1. Explanation :

    (a) is stated in the last paragraph. (b) and (c) sound rather extreme.





Ans .

(d) satisfaction of personal needs.


  1. Explanation :

    Infosys’ HR treats its employees as customers. (d) is directly stated in the passage in paragraph 4, line 3. (a), (b) and (c) are generic and not very strong contenders for the answer.





Ans .

(a) Infosys is a reflection of its CEO.


  1. Explanation :

    The CEO's actions set the template for all Infoscians. (b), (c) and (d) do not reflect the truth as per the passage.



Passage – 5

Last fortnight, news of a significant development was tucked away in the inside pages of newspapers. The government finally tabled a bill in Parliament seeking to make primary education a fundamental right. A fortnight earlier, a Delhi-based newspaper had carried a report about a three-month interruption in the Delhi Government's ‘Education for All’ programme. The report made for distressing reading. It said that literacy centres across the city were closed down, volunteers beaten up and enrolment registers burnt. All because the state government had, earlier this year, made participation in the programme mandatory for teachers in government schools. The routine denials were issued and there probably was a wee bit of exaggeration in the report. But it still is a pointer to the enormity of the task at hand.

That economic development will be inherently unstable unless it is built on a solid base of education, specially primary education, has been said so often that it is in danger of becoming a platitude. Nor does India's abysmal record in the field need much reiteration. Nearly 30 million children in the six to ten age group do not go to school — reason enough to make primary education not only compulsory but a fundamental right. But is that the solution? More importantly, will it work? Or will it remain a mere token, like the laws providing for compulsory primary education? It is now widely known that 14 states and four Union Territories have this law on their statute books. Believe it or not, the list actually includes Bihar, Madhya Pradesh (MP) and Rajasthan, where literacy and education levels are miles below the national average. A number of states have not even notified the compulsory education law.

This is not to belittle the decision to make education a fundamental right. As a statement of political will, a commitment by the decision-makers, its importance cannot be undervalued. Once this commitment is clear, a lot of other things like resource allocation will naturally fall into place. But the task of universalizing elementary education (UEE) is complicated by various socio-economic and cultural factors which vary from region to region and within regions.

If India's record continues to appall, it is because these intricacies have not been adequately understood by the planners and administrators. The trouble has been that education policy has been designed by grizzled mandarins ensconced in Delhi and is totally out of touch with the ground reality. The key then is to decentralise education planning and implementation. What's also needed is greater community involvement in the whole process. Only then can school timings be adjusted for convenience, school children given a curriculum they can relate to and teachers made accountable.

For proof, one has only to look at the success of the district primary education programme, which was launched in 1994. It has met with a fair degree of success in the 122 districts it covers. Here the village community is involved in all aspects of education — allocating finances to supervising teachers to fixing school timings and developing curriculum and textbooks — through district planning teams. Teachers are also involved in the planning and implementation process and are given small grants to develop teaching Page 20 CAT 1997 Actual Paper and learning material, vastly improving motivational levels. The consequent improvement in the quality of education generates increased demand for education.

But for this demand to be generated, quality will first have to be improved. In MP, the village panchayats are responsible for not only constructing and maintaining primary schools but also managing scholarships, besides organising non-formal education. How well this works in practice remains to be seen (though the department claims the schemes are working very well) but the decision to empower panchayats with such powers is itself a significant development. Unfortunately, the Panchayat Raj Act has not been notified in many states. After all, delegating powers to the panchayats is not looked upon too kindly by vested interests. More specifically, by politicians, since decentralisation of education administration takes away from them the power of transfer, which they use to grant favours and build up a support base. But if the political leadership can push through the bill to make education a fundamental right, it should also be able to persuade the states to implement the laws on Panchayat Raj. For, UEE cannot be achieved without decentralisation. Of course, this will have to be accompanied by proper supervision and adequate training of those involved in the administration of education. But the devolution of powers to the local bodies has to come first.



Ans .

(b) diverse cultural and socio-economic factors.


  1. Explanation :

    The diverse cultural and socio-economic factors are a major problem affecting the Indian education system. (a) and (c) are not stated in the passage.





Ans .

(d) None of these


  1. Explanation :

    'Grizzled mandarins' refers to bureaucrats. It would be unfair to label the mandarins as (a), (b) or (c).





Ans .

(c) administrators in charge of education are out of touch with ground realities.


  1. Explanation :

    Those in charge of education are totally out of touch with the ground reality. This point is given in the fourth paragraph. Hence, it will not be necessary to mark (a), (b) or (d) as the answer.





Ans .

(a) decentralising education planning and implementation.


  1. Explanation :

    The author advocates decentralizing education planning and implementation to improve the education system. This point is given in the fourth paragraph. Hence, it will not be necessary to mark (b), (c) or (d) as the answer.





Ans .

(c) Rajasthan, Bihar and Madhya Pradesh.


  1. Explanation :

    Rajasthan, Bihar and Madhya Pradesh show very low education levels. The answer is given in the second paragraph. We are not sure about (a), (b) or (d).





Ans .

(c) launched in 1994 has been successful in 122 districts.


  1. Explanation :

    The programme, launched in 1994, has been successful in 122 districts. The answer is given in the fifth paragraph. Choices (a), (b) and (d) are thus rendered void.





Ans .

(d) Both (b) and (c)


  1. Explanation :

    The village panchayats are responsible for scholarships, construction and maintenance of primary schools and for organizing non-formal education. We do not know if (a) forms part of the portfolio.





Ans .

(c) politicians.


  1. Explanation :

    Politicians are specially responsible for obstructing the implementation of education policies as decentralization of educational administration will take away certain powers from them. We are not sure about the intentions of (a), (b) or (d).





Ans .

(d) None of these


  1. Explanation :

    None of the given statements can be related to primary education, on the basis of the passage.





Ans .

(a) greater community involvement.


  1. Explanation :

    The author advocates greater community involvement for successful implementation of education policy. This point is given in the fourth paragraph. We are not sure about either (b) or (c).



Section - 3

Direction for questions 101 to 103: Answer the questions based on the following information. A certain race is made up of three stretches: A, B and C, each 2 km long, and to be covered by a certain mode of transport. The following table gives these modes of transport for the stretches, and the minimum and maximum possible speeds (in km/hr) over these stretches. The speed over a particular stretch is assumed to be constant. The previous record for the race is 10 min.

”IBPS


Ans .

(c) This is not possible


  1. Explanation :

    If he travels at minimum speed over stretch A (i.e. 40 km/hr), the total time taken to cover this stretch = \( \frac{2}{40} \) = \( \frac{1}{20} \) hr = 3min.
    If he then travels at the fastest speed over stretch B (i.e. 50 km/hr), the total time taken to cover this stretch = \( \frac{2}{50} \) = \( \frac{1}{25} \) hr = 3min
    Thus, total time taken over the first two stretches = 3 + 2.4 = 5.4 min.
    In order to break the previous record he will have to cover the third stretch in (10 – 5.4) = 4.6 min.
    To do this he will have to cover the third stretch at \( \frac{2}{4.6} \) = 0.434 km per minute or 26.08 km/hr. But the maximum speed over the stretch C is 20 km/hr. Hence, it is not possible for C to break the previous record.





Ans .

(b) 13.3 km/hr


  1. Explanation :

    The minimum speed in stretch A is 40 km/hr. If Mr Hare travels the first stretch at this speed, then the time taken by him to cover this stretch = \( \frac{2}{40} \) = 3 min. Also he takes 3 min to cover stretch B. And he covers the entire race in (1.5 × 10) = 15 min. This means that he should have taken (15 – 3 – 3) = 9 min to cover stretch C.
    Hence, his speed over this stretch should be \( \frac{2}{9} \) = 0.22 km per minute or 13.3 km/hr.





Ans .

(c) 10 km/hr


  1. Explanation :

    Let his average speed over the last stretch be x. Hence, his average speed for first two stretches = 4x. So the total time taken to cover the three stretches = \( \frac{4}{4x} \) + \( \frac{2}{x} \)
    His average speed over the race is 20 km/hr.
    Hence, the time taken to complete the race =\( \frac{6}{20} \)
    Hence, we have the equation \( \frac{4}{4x} \) + \( \frac{2}{x} \) = \( \frac{6}{20} \)
    Solving this equation, we get x = 10 km/hr.



Direction for questions 104 to 106: Answer the questions based on the following information. There are 60 students in a class. These students are divided into three groups A, B and C of 15, 20 and 25 students each. The groups A and C are combined to form group D.



Ans .

(d) Cannot be determined


  1. Explanation :

    Although the number of students in group D is more than in any other group, we still cannot say anything about the average weight of this group as nothing is mentioned about the average weights of any of the groups or of the individual students.





Ans .

(c) The average weight of the class remains the same


  1. Explanation :

    Although one student is shifted from group A to group B, the number of students in the class and the total weight of the students remain the same. Therefore, the average weight of the class remains the same.





(c) The average weight of D is greater than the average weight of A paste_right_option


  1. Explanation :

    The total weight of any group will vary according to the number of students in that group. Hence, the total weight of group A and C which has (15 + 25) = 40 will be twice that of students in group B which has 20 students. However, it is clear that if all the students are of same weight, then the average weight of all groups remains same irrespective of how many students are present in each group. Hence, clearly the statement given in option (c) is false.





Ans .

(c) 4


  1. Explanation :

    Let his marks be 100, 90, 80, 70 and 60 in the five subjects. Hence, totally he has scored 400 marks. This constitutes only 60% of the total marks. Hence, total marks = \( \frac{400}{0.6} \) = 667, Since the total marks in each subject is the same, hence maximum marks in each subject will be ( \( \frac{667}{5} \) ) ~ 133. Out of this 50% is the passing marks. In other words, to pass in a subject he needs to score 66.5 marks. We can see that only in one subject he scored less than this, viz. 60. Hence, he passed in 4 subjects.





Ans .

(b) 2 × 8!


  1. Explanation :

    ”IBPS
    If we consider the Chairman and the vice chairman as one set, we can see that this set can fit 8 slots in between the 8 directors. Hence, this can be done in 8! ways. Between themselves, the chairman and the vice chairman can be arranged in 2 ways. Hence, the required answer = 2 x 8!.





Ans .

(c) 4


  1. Explanation :

    \(log_{2}[log_{7}(x^{2} - x + 37)] = 1\)
    ⇒ \(log_{7}(x^{2} - x + 37) = 2^{1}\)
    ⇒ \((x^{2} - x + 37) = 7^{2} = 49\)
    ⇒ \(x^{2} – x – 12\) = 0
    ⇒ x = 4 or x = –3.
    The value that satisfies the given answer choices is x = 4.





Ans .

(a) 28.56%


  1. Explanation :

    Hint: Students please note that the percentages that are given are the basic percentages derived from basic fractions. E.g. 11.11% = \( \frac{1}{9} \) and 14.28 = \( \frac{1}{7} \)
    Hence, you should make use of the most of this kind of knowledge. So let the CP be Re 1. Since he makes a profit of \( \frac{1}{7} \) , his SP = (1 + \( \frac{1}{7} \)) = Rs.\( \frac{8}{7} \).
    His marked price should be \( \frac{1}{9} \) above this. So if we subtract \( \frac{1}{9} \) of MP from the MP, we will get the SP.
    So (MP – ( \frac{1}{9} \) MP) = SP = \( \frac{8}{7} \)
    Hence, MP = \( \frac{9}{7} \)
    Therefore, percentage of mark-up on CP
    = (MP – CP)/CP
    = (\( \frac{9}{7} \) – 1)/1 = \( \frac{2}{7} \)= 2(\( \frac{1}{7} \)) = 2 × 14.28 = 28.56%
    Alternative method:
    We can use the formula z = x – y – \( \frac{xy}{100} \), where
    z = Gain percentage
    x = Percentage above CP
    y = Discount percentage
    ∴ 14.28% = x – 11.11% – \( \frac{11.1x}{100} \)
    or 14.28 =
    \( \frac{100x-1111-11.1x}{100} \)
    or 1428 – 1111 = 88.89x
    or x = 28.56% (Approximately)





Ans .

(d) None of these


  1. Explanation :

    The given expression can be written as
    \(\frac{16n^{2}}{n} + \frac{7n}{n} + \frac{6}{n} = 16n + 7 + \[frac{6}{n} \)
    Since n is an integer, the expression (16n + 7) will always be an integer. Hence, for the entire expression to be an integer, the part \(\frac{6}{n} \) should also be an integer. This can be possible only if n is a factor of 6, viz. n = 1, 2, 3, 6, –1, –2, –3 and –6. Hence, n can have eight values.





Ans .

(d) None of these


  1. Explanation :

    Let he mix 3 kg, 4 kg and 5 kg of dry fruits at Rs. 100, Rs. 80 and at Rs. 60 per kilogram respectively. Hence, his effective cost of the dry fruits per kilogram should be the weighted average
    = \(\frac{3*100+4*80+5*60}{3+4+5} = \frac{920}{12} \)
    In order to make a 50% profit, he will have to sell it at\(\frac{920}{12} * 1.5 = \frac{920}{12} * \frac{3}{2} = \frac{920}{12} = \) Rs. 115 per kilogram. Since none of the answer-choices confirms this, the answer is (d).





Ans .

(b) 2.5 kg


  1. Explanation :

    20 kg fresh grapes will contain (0.9 × 20) = 18 kg water and 2 kg mass. If the dry grape has to contain 2 kg mass, it should constitute 80% of that. Hence, if 80% of dry grapes corresponds to 2 kg, its total weight will be\( \frac{2}{0.8} = 2.5 kg. \)





Ans .

(c) 27 s


  1. Explanation :

    Effective speed of two trains = 80 – 40 = 40 km/hr. (Since they are moving in the same direction as inferred from the word ‘overtakes’). At this speed in 54 s, they would travel an effective distance of \( \frac{40 * 54 }{3600} = 0.6 km or 600 m. \)This effective distance should be equal to the sum of the lengths of the two trains. So, if length of the express train is L, length of the goods train will be 2L. Hence, our equation will be L + 2L = 600 or L = 200 m.
    So, the time taken by this train to cross a platform 400 m long will be = \( \frac{(200 + 400) }{80 * \frac{5}{18}= 27s.}\)(Note that we have converted the denominator in metres per second. Hence, the factor of \( \frac{5}{18} \)).





Ans .

(a) 1584


  1. Explanation :

    This equation is very straightforward. If the number is 'x', then \( \frac{7x}{8} - \frac{7x}{18} = 770\). On solving this equation, we get x = 1584.
    Hint: Students please note that if the difference in \( \frac{7}{8} \) and \( \frac{7}{18} \) of a number is 770, then the difference in \( \frac{1}{8} \) and \( \frac{1}{18} \) of the number should be 110. If we express this as an equation, we get
    \( \frac{x}{8} \) and \( \frac{x}{18}=110 \)
    or 10x = 110 × 18 × 8
    or x = 11 × 18 × 8
    You can further proceed from here in two ways: (i) the last digit of the required answer should be
    (1 × 8 × 8) = 4,
    (ii) number should be divisible by 11.
    In both cases, the answer that is obtained from the given choices is 1584.





Ans .

(d) 35


  1. Explanation :

    If we were to express 64 as product of two positive integers, we can get the following combinations: (64 × 1), (32 × 2), (16 × 4), (8 × 8). Thus, we find that P + Q cannot be 35.





Ans .

(b) 60


  1. Explanation :

    Total marks scored by the student in 10 papers = (80 × 10) = 800. If we exclude the papers in which he scored the highest and the lowest marks, then the total marks scored by him in remaining 8 papers = (81 × 8) = 648. Hence, his total in these two papers in which he scored the highest and the lowest marks = (800 – 648) = 152. Since his highest score is 92, his lowest score is (152 – 92) = 60.





Ans .

(a) c = –15


  1. Explanation :

    We know that the sum of the roots = –\( \frac{b}{a} \)
    \(x_{1}+x_{2} = 2\) Now we have two equations, viz. \(x_{1}+x_{2} = 2\) ...(1)
    and \(7x_{2}-x_{1} = 47\) ...(2)
    Solving these two equations, we get \(x_{1}=-3 and x_{2} = 5\). Since it does not satisfy options (b) and (c), we will verify it for option (a). The product of the roots = (–3) × 5 = –15,\( \frac{c}{a} \) in our case is c. Hence, c = –15.
    Alternative method:
    Put values of x1, x2 in equation (ii). Do not match. So put c = –15 in equation (i) to get the roots of equation. After finding the roots of equation (i), check whether they satisfy equation (ii) or not. The roots (5, –3) satisfy the equation (ii) so answer is (a).





Ans .

(a) 4


  1. Explanation :

    If the radii of two circles are \(r_{1} \) and \(r_{2} \) then the two equations can be written \(πr_{1}^{2}+πr_{2}^{2}=153π \) or \((r_{1}^{2}+r_{2}^{2})\)=153 and \(r_{1}+ r_{2}\)=15
    Now \(r_{1}^{2}+r_{2}^{2} =(r_{1}+ r_{2})^{2}-2r_{1}r_{2}\)
    Therefore, \( 153 = (15)^{2}-2r_{1}r_{2} or r_{1}r_{2}=36\)
    If 36 is to be expressed as the product of two integers, it could be (36 × 1), (18 × 2), (12 × 3), (9 × 4), (6 × 6). The only two factors that add up to 15 are 12 and 3.
    Hence, \(r_{1} \)=12, \(r_{1} \)= 3. Therefore, the ratio of larger radius to the smaller one is 12 : 3 = 4.





Ans .

(c) m + n is divisible by 10


  1. Explanation :

    The best way to solve this is the method of simulation, e.g. let m = 10 and n = 5. Therefore, m – n = 5, which is divisible by 5.
    \(m^{2} -n^{2}\) = 100 – 25 = 75, divisible by 25.
    m + n = 10 + 5 = 15 is not divisible by 10.
    Hence, the answer is (c).
    Note that for the sum of two multiples of 5 to be divisible by 10, either both of them should be odd (i.e. ending in 5) or both of them should be even (i.e. ending in 0).





Ans .

(b)\( 7^{3^{2}} > (7^{3})^{2} \)


  1. Explanation :

    \( 7^{3^{2}} = 7^{9} \) and \( (7^{3})^{2} = 7^{6} \) .Since \( 7^{9}> 7^{6} \) ⇒ \( 7^{3^{2} } \)>\( (7^{3})^{2} \) .



Direction for questions 122 to 124: Answer the questions based on the following information. A survey of 200 people in a community who watched at least one of the three channels — BBC, CNN and DD — showed that 80% of the people watched DD, 22% watched BBC and 15% watched CNN.



Ans .

(c) 15%


  1. Explanation :

    To maximize g, in equation (v), we put d = e = f = 0
    ∴Maximum value of g = \( \frac{34}{2} \) =17
    ∴Required percentage = \( \frac{17}{200} \)*100 =8.5%





Ans .

(a) 2%


  1. Explanation :

    5% of people watch DD and CNN implies
    f + g = 10 ...(vi)
    10% of people watch DD and BBC implies
    d + g = 20 ...(vii)
    (v) – (vi) – (vii) gives
    e = 4
    ∴Required percentage \frac{4}{200} \)*100= 2%





Ans .

(d) Cannot be determined


  1. Explanation :

    From equation (v), we have (d + 4 + f) + 2g = 34 ⇒ (d + f) + 2g = 30
    Since we cannot find the values of d and f, the value of g cannot be ascertained.





Ans .

(b) 15%


  1. Explanation :

    The two equations can be written as:
    2000(\frac{x}{100}+2000(frac{y}{100})=700 \))
    2000(\frac{x}{100}+300(frac{y}{100})=900 \))
    The equations can be simplified to x + y = 35 and 2x + 3y = 90.
    Solving these two equations simultaneously, we get x = 15%.





Ans .

(d) None of these


  1. Explanation :

    ”IBPS
    Since AB is the diameter of the circle, ∠ACB would be right angle. In this triangle, we know AB = 15 and AC = 12. So we can find BC. Hence, BC = 9. Since BC = BD, AD = AC (similar triangles).
    Hence, area of ∆ACB = Area of ∆ ABD
    =\( \frac{1}{2} \)AC × CB = \( \frac{1}{2} \)=54\( cm^{2} \)
    So the area of quadrilateral ACBD = 2 × 54 = 108 sq. cm.





Ans .

(c) 9


  1. Explanation :

    As P, Q and R are consecutive odd numbers, Q = P + 2 and R = P + 4. Now 3P = 2(P + 4) – 3. On solving this equation, we get P = 5. Therefore, R = 5 + 4 = 9



Direction for questions 128 to 130: Answer the questions based on the following information. For these questions the following functions have been defined.
la(x,y,z) = min(x+y,y+z)
le(x,y,z) = max(x-y,y-z)
ma(x,y,z)=\( \frac{1}{2} \)[le(x,y,z) + la(x,y,z)]



Ans .

(b) ma (x, y, z)< la (x, y, z)


  1. Explanation :

    This question can be done by assuming some values for x, y and z. E.g. let x = 4, y = 3 and z = 1. Thus, la(4, 3, 1) = min(7, 4) = 4; le(x, y, z) = max(1, 2)
    = 2; ma(x, y, z) =\( \frac{1}{2} \)(4 + 2) = 3.
    Hence, we can see that the only answer-choice that satisfies the relationship is ma(x, y, z) < la(x, y, x).





Ans .

(b) 6.5


  1. Explanation :

    ma (10, 4, le (la (10, 5, 3) , 5, 3))
    =ma (10, 4, le (min (15,3) , 5, 3))
    =ma (10, 4, le (8 , 5, 3))
    =ma (10, 4, max (3,2))
    ma (10, 4, 3)
    = \( \frac{1}{2} \) [le(10, 4, 3) + la(10, 4, 3)]
    =\( \frac{1}{2} \)[max(6,1) + min(14, 7)]
    =\( \frac{1}{2} \)(6 + 7) = 6.5





Ans .

(c) 9


  1. Explanation :

    le(15,min(10,6), le(9,8,ma(15,10,9)))
    Now ma(15,10,9) = \( \frac{1}{2} \)[le(15, 10, 9) + la(15, 10, 9)]
    = \( \frac{1}{2} \)[max(5, 1) + min(25,19)]
    =\( \frac{1}{2} \)(5 + 19) = 12
    Hence, our original expression would now be
    le(15,min(10,6), le(9,8,12))
    =le(15,6, max(1,-4))
    = le(1,6,15) = max(9, 5) = 9





Ans .

(c) 4


  1. Explanation :

    The value of ABC, three-digit number should sat
    The maximum value of three digit number is 999 and minimum is 100.
    We observe that 7! = 5040 > 999
    So the 3-digits of the number must be
    6 as 6! = 720
    and/or 5 as 5! = 120
    and/or 4 as 4! = 24
    and/or 3 as 3! = 6
    and/or 2 as 2! = 4
    and/or 1 as 1! = 1
    If we consider 6 at the hundred’s place digit we see that condition (i) is not satisfied as 600 < 720 (6!)
    So we conclude that 6 cannot occupy any position in the number.
    If we place ‘5’ at the hundred’s place then the number should lie between the range of 500 and 600. Considering the RHS of equation (i) by putting A + B = C = 5 we get the sum as 360 which is less than 500. Similarly, putting 4, 3, 2 at the hundred’s place does not satisfies the given condition (i).
    Only 1 can be placed at hundred place and 5 should be one of the digit at other two position in order to make it a three digit number.
    Thus, only combination we satisfies the given condition (i) is (1, 4, 5) i.e. 145 = 1! + 4! + 5! = 145.





Ans .

(b) 30 sq. unit


  1. Explanation :

    ”IBPS
    The diagonal of the innermost square is 2 units. The diagonal of every successive square would increase by 2 units (since corners are one unit apart). So the diagonal of the 7th square = 14 units and that of the 8th square = 16 units. Area of the 7th square = \( \frac{1}{2}(14)^{2} \) and that of 8th square = \( \frac{1}{2}(16)^{2} \), i.e. 98 and 128 respectively. Hence, the difference in their areas = 128 – 98 = 30 sq.units.





Ans .

(d) B is the smallest


  1. Explanation :

    A = \( \frac{(2.000004)}{[(2.000004)^{2}+2(2.000004)]}\)
    = \( \frac{(2.000004)}{2.000004[2.000004+2]}\)
    = \( \frac{(1)}{[2.000004+2]}\)
    = \( \frac{(1)}{4.000004}\)
    = \( \frac{(1)}{4}\) = 0.25(Approximately)
    B = \( \frac{(3.000003)}{[(3.000003)^{2}+3(3.000003)]}\)
    = \( \frac{(3.000003)}{3.000003[3.000003+3]}\)
    = \( \frac{(1)}{[3.000003+3]}\)= \( \frac{(1)}{6.000003}\)
    C = \( \frac{(4.000002}{[(4.000002)^{2}+2(4.000002)]}\)
    = \( \frac{(4.000002)}{4.000002[4.000002+2]}\)
    = \( \frac{(1)}{[4.000002+2]}\)= \( \frac{(1)}{6.000002}\)
    Looking at the answer choices, we can see that the only (d) satisfies the relationship, viz. B is the smallest.





Ans .

(b) 9 : 4


  1. Explanation :

    Let D1, T1 and D2, T2 denote the diameters and the thickness of the two coins respectively. If V1 and V2 are the values of the two coins.
    \( \frac{V1}{V2} = (\frac{D1^{2}T1}{D2^{2}T2}) =(\frac{D1}{D2})^{2}(\frac{T1}{T2}) \)
    Therefore, \( \frac{4}{1} = (\frac{4}{1})^{2}(\frac{T1}{T2})⇒(\frac{T1}{T2})=\frac{9}{4} \)





Ans .

(c) 5 sq. unit


  1. Explanation :

    In a triangle, the line joining the mid-points of any two sides is half the length of its third side. Hence, every side of ∆PQR would be half the sides of ∆ABC. Hence, area of ∆PQR would be \( \frac{1}{4} \) the area of ∆ABC = \( \frac{1}{4} \) × 20 = 5 sq. unit.





Ans .

(d) 3 : 4


  1. Explanation :

    Let L and B denote the length and the breadth of the rectangle. So the diagonal will be \( \sqrt{(L^{2}+b^{2})} \) . Hence, from the condition given, (L + B) – \( \sqrt{(L^{2}+b^{2})} = \frac{1}{2} L ⇒ \sqrt{(L^{2}+b^{2})} = \frac{L}{2} +B \)
    Squaring both sides, we get
    \( (L^{2}+b^{2}) = (\frac{L}{2})^{2} \)⇒ \(L^{2} = \frac{L^{2}}{4} +LB ⇒ \frac{3L^{2}}{4}=LB ⇒ \frac{B}{L}= \frac{3}{4} \)
    Shortcut:
    First write the relation (L + B) –\( \sqrt{(L^{2}+b^{2})} = \frac{1}{2}L \) or \( \frac{L}{2}+B = \sqrt{(L^{2}+b^{2})} \)
    Putt the values of options. Option (d) satisfies. So the answer is (d).



Direction for questions 137 and 138: Answer the questions based on the following information. The Weirdo Holiday Resort follows a particular system of holidays for its employees. People are given holidays on the days where the first letter of the day of the week is the same as the first letter of their names. All employees work at the same rate.



Ans .

(c) Either (a) or (b)


  1. Explanation :

    As there is no day in the week whose first letter is R, it can be concluded that Raja does not have any holidays. Since 1996 is a leap year, we can figure out that Raja has totally worked for 7 days. Let his rate of doing the job be one unit per day. So he would complete 7 units of work in a week. J's situation is similar to Raja and does not have any holiday during the week. T will have two holidays in a week (Tuesday and Thursday). Since the rate of working for all the three of them is the same, the working pattern of J and T would be as follows.
    We can see that depending on which day is February 25, 1996, to complete 7 units, they would either take 4 days or 5 days. Hence, the answer is (c).
    ”IBPS





Ans .

(c) March 22, 1996


  1. Explanation :

    Now Raja has worked for (5 days in February + 31 days in March + 2 days in April) = 38 days. Let us assume his rate to be the same as in the previous question, viz. one unit a day. Hence, he completes 38 units totally. In a week, T takes holiday on Tuesday and Thursday, while S takes holiday on Saturday and Sunday. We can see that their working pattern would be as follows.
    ”IBPS
    So in a week they work together 10 units work. Thus, in three weeks, they would complete 30 units work. It can be found out that February 25 is Sunday. So the remaining 8 units of work can be completed only on Friday, i.e. March 22.



Direction for questions 139 to 141: Answer the questions based on the following information. Boston is 4 hr ahead of Frankfurt and 2 hr behind India. X leaves Frankfurt at 6 p.m. on Friday and reaches Boston the next day. After waiting there for 2 hr, he leaves exactly at noon and reaches India at 1 a.m. On his return journey, he takes the same route as before, but halts at Boston for 1hr less than his previous halt there. He then proceeds to Frankfurt.

For questions 139 to 141: Let us convert all the time to same time zone, viz. Boston. So X left Frankfurt at 6 p.m. on Friday (Frankfurt time) or 10 p.m. on Friday (Boston time). X reached Boston at 10 a.m. on Saturday (Boston time). In other words, X has taken 12 hr in all to go from Frankfurt to Boston. After 2 hr wait, X leaves at 12 noon (Boston time). Now X reaches India at 1 a.m. on Sunday (Indian time) or 11 a.m. on Sunday (Boston time). Thus, X takes 11 hr in all to go from Boston to India.



Ans .

(b) 4,500 miles


  1. Explanation :

    Overall, X has travelled for 25 hr (including stoppages) at an average speed of 180 miles per hour. Hence, the distance between Frankfurt and India is (25 × 180) = 4500 miles.





Ans .

(a) 24 hr


  1. Explanation :

    On the return journey, X halts at Boston for one hour less than his previous halt there. Therefore, X takes 24 hr for his return journey.





Ans .

(a) 176 mph


  1. Explanation :

    Since distance between Frankfurt and India is 4,500 miles, overall distance travelled by him (to and fro)
    = 9000 miles. And he has taken (25 + 24 +1\( \frac{11}{12} \)) = 50\( \frac{11}{12} \) hr in all to cover this distance.
    *Note: 1\( \frac{11}{12} \) hr has been accounted for the halt that he had in India (from 1 a.m. to 2.55 a.m.). Hence, his average speed for the entire journey = \( \frac{9000}{50 \frac{11}{12} } \)i.e. 176.75 mph.





Ans .

(a) 1 : 4


  1. Explanation :

    ”IBPS
    In ∆BEC and ∆AED ∠CBE = ∠CDE ( Angles in the same segment of a circle are equal)
    Similarly, ∠BCE = ∠EAD ( Angles in the same segment of a circle are equal)
    ∠BEC = vAED (Vertical angles are equal)
    ∴By AAA similarity
    ∆CEB ~ ∆AED
    We know that the ratio of the areas of two similar triangles is equal to the ratio of the squares of the corresponding sides
    ∴\( \frac{Area(∆ BEC)}{Area(∆ AED)}=(\frac{BC}{DA} )^{2}=(\frac{12}{24} )^{2}= (\frac{1}{2} )^{2}=\frac{1}{4} \)





Ans .

(b) 5


  1. Explanation :

    ”IBPS
    We know that length of the line joining the mid-points of two sides of a triangle is half the length of third side. Hence, the required length is half the length of side AC. Since EADF is rectangle, EF = AD = 8. CD = (22 – 16) = 6.
    So in the right-angled ∆ADC, AD = 8 and CD = 6. Therefore, AC = 10. Hence, length of the line joining the mid-points of AB and BC =\( \frac{1}{2} \)(10)=5



Direction for questions 144 and 145: Answer the questions based on the following information. A thief, after committing the burglary, started fleeing at 12 noon, at a speed of 60 km/hr. He was then chased by a policeman X. X started the chase, 15 min after the thief had started, at a speed of 65 km/hr.



Ans .

(c) 3.15 p.m.


  1. Explanation :

    Since the policeman started 15 min late, in this time the thief would have already covered \( \frac{60}{4} \) = 15 km. To catch the thief, the policeman will have to make up for this distance of 15 km. Every hour the policeman is travelling (65 – 60) = 5 km more than the thief. Hence, to make up the distance of 15 km, he would take 3 hr. Since policeman started at 12.15 p.m., he would catch the thief at 3.15 p.m.





Ans .

(b) 15 km


  1. Explanation :

    Every hour the second policeman covers (65 – 60) = 5 km less than the first one. Since the first policeman catches the thief in 3 hr, in this time the second policeman will be (3 × 5) = 15 km behind.



Direction for questions 146 to 155: Each of these items has a question followed by two statements, I and II. Mark the answer



Ans .

(d) if the question cannot be answered even with the help of both statements together.


  1. Explanation :

    \( a^{3}+b^{3} = (a+b)(a^{2}+b^{2}-ab) \) Combining statements I and II, we get the value of (a + b) = √28 or –√28. Since we do not have the unique value of (a + b), we cannot get the unique answer \( a^{3}+b^{3} \)





Ans .

(b) if the question can be answered with the help of any one statement independently.


  1. Explanation :

    11 and 9 are coprimes of 99, and hence the number divisible by 99 must be divisible by 9 and 11. Certainly statement I alone is sufficient to answer the question. Statement II says when the digits of the number are reversed, the new number formed is divisible by 9 and 11. The best way to handle this particular case is by simulation. Let us select any number which is divisible by 9 and 11. Let us select 1386 which is divisible by 9 and 11. Hence, the original number will be 6831 which, in turn, is also divisible by 99. Hence, statement II also is independently sufficient to answer the question. Since both the statements are independently sufficient to answer the question, the answer is (b).





Ans .

(b) if the question can be answered with the help of any one statement independently.


  1. Explanation :

    ”IBPS
    The diagram will be as shown. M is Mali and P is Pali. Consider statement I. When the person covers\( \frac{1}{3} \) distance, he is 3 km east and 1 km north of Mali. Based on this statement alone, we can easily find out where he will be on line MP by using Pythagoras’ theorem. Once we find this distance, we can easily get distance MP by multiplying it by 3. Similarly, based on statement II alone also, we can find distance MP. Hence, both the statements are independently sufficient to answer the question. Hence, the answer is (b).





Ans .

(d) if the question cannot be answered even with the help of both statements together.


  1. Explanation :

    Students! be careful. Generally, as we see two unknowns (i.e. x and y in this case) and two equations, we tempt to mark the answer as (c), i.e. combining two statements, we can easily find the values of x and y.But have a look at the equations 3x + 2y = 45 and 10.5x + 7y = 157.5. Multiplying 1st equation by 3.5, we get 2nd equation. Hence, these are not really two different equations. Hence, data is insufficient to answer the question. In general, remember the following rule. If we have two equations \(A_{x} + B_{y} = k_{1} and C_{x} + D_{y} = k_{2} \), and A × D = B × C, then the equations cannot be solved.





Ans .

(d) if the question cannot be answered even with the help of both statements together.


  1. Explanation :

    P says he can see one black and one white hat. So either Q is wearing white and R is wearing black, or Q is wearing black and R is wearing white. Q also makes same statement. Still we cannot say the colour of the hat which P is wearing.





Ans .

(c) if the question can be answered with the help of both statements together.


  1. Explanation :

    Let the speed of the motorcycle be x km/hr. Therefore, speed of the car will be (x + 10) km/hr. From statement II, we can form the following equation.
    \( \frac{100}{(x+10)}=((\frac{100}{(x)})+2) \)
    After solving this equation, we can get the speed of the car. Hence, this question can be answered by combining both the statements





Ans .

(b) if the question can be answered with the help of any one statement independently.


  1. Explanation :

    Let V1 be the original volume and r1 and h1 be the radius and height of the cone respectively.
    \( v1=(\frac{1}{3})× π × (r1)^{2} × h1. \) Consider statement I. If the cone is cut parallel to base and dividing the height in the ratio 1 : 2, then \( r2 = ( \frac{1}{2})× r1 \) and \( h2 = ( \frac{1}{2})× h1 \),where r2 and h2 are the radius and height of the new cone respectively. If V2 is the volume of new cone, then \( V2 = ( \frac{1}{3})× π(r2)^{2} × h2 \)
    \( =(\frac{1}{3})) × π ×(\frac{1}{2}× r1)^{2} × ((\frac{1}{2})h2) = (\frac{1}{8}) \)× V1
    Hence, statement I alone is sufficient to answer the question (as we get the ratio as 1 : 8). Similarly, based on statement II alone, we can find the ratio (which will be 1 : 27).





Ans .

(c) if the question can be answered with the help of both statements together.


  1. Explanation :

    If we solve the two given equations, we get the point of intersection as (3, 2). Let A = (3, 2). The lines of our interest (let it be L1 and L2) also pass through A. One of the lines passes through (0, 4). Let L1 passes through (0, 4), but it also passes through (3, 2). Hence, we can find the slope of L2 (which is equal to – \( \frac{2}{3} \) ).
    Hence, slope of L2 will be \( \frac{3}{2} \) since L1 and L2 are perpendicular. Hence, equations of L1 and L2 can be obtained by using slope point form. (Students! we need not really find out the equations.) After getting both the equations, we can find the area bounded by L1 and L2 and coordinate axes.





Ans .

(d) if the question cannot be answered even with the help of both statements together.


  1. Explanation :

    Let A and B be the CP of the chair and the table respectively. So 1.15A + 1.2B = SP.
    Hence, profit = 0.15A + 0.2B. Now consider statement II, CP = 1.1A + 1.2B. As per new CP, now profit will be SP – CP = (1.15A + 1.2B) – (1.1A + 1.2B) = 0.05A + 0xB = 0.05A. Combining both statements, we get the equation as
    0.05A = 0.15A + 0.2B – 20. Still we cannot find the answer.





Ans .

(d) if the question cannot be answered even with the help of both statements together.


  1. Explanation :

    None of the statements specifies the direction in which Tez and Gati are moving, which is very significant.



Section - 4

Direction for questions 156 to 160: Answer the questions based on the following table.
”IBPS
Note: All projects start in 1997.



Ans .

(a) Lokhandwala Group


  1. Explanation :

    ”IBPS
    From the right hand side column, for Lokhandwala Group, cost per room is least.





Ans .

(c) Lokhandwala Group


  1. Explanation :

    In previous question, we have found out for which group the cost per room is least. To answer the second question, we need to take the reciprocals of fractions in the first question. Naturally, the answer will be same, i.e. Lokhandwala Group.



Additional direction for questions 158 to 160: Assume that the cost of the project is incurred in the year of completion; interest is charged at the rate of 10% per annum.



Ans .

(c) Rs. 522.5 crore


  1. Explanation :

    Two projects are completed in 1998, one is Mumbai Heights and the second is Royal Holidays. The cost of project is 250 + 225 = 475 crore. *Cost incurred = 475 + 47.5 = 522.5. (Students please note the last step. Rather than doing 1.1 × 475, it is convenient to do 475 + 10% of 475, which is = 475 + 47.5)





Ans .

(a) Rs. 1,282.6 crore


  1. Explanation :

    Four projects are completed in 1999.
    They are:
    (i) Majestic Holiday,
    (ii) Supremo Hotel,
    (iii) Windsor Manor and
    (iv) Leela Hotels.
    It is very much similar to previous situation.
    The cost of project is 250 + 300 + 275 + 235 = 1060
    Hence, the cost incurred = 1060 × (1.1)2 =1282.6 crore





Ans .

(b) Rs. 2,140


  1. Explanation :

    Students! read the question carefully. It says what is the cost of projects completed by 2000.
    It will be addition of previous two answers + Cost incurred for the projects completed in 2000. Approximate cost of projects completed by 2000 is \( 1282.6 + 522.5 + (250 × (1.1)^{3} ) ≈ 2140 \).



Direction for questions 161 to 166: Answer the questions based on the following graph. The graph given below shows the quantity of milk and food grains consumed annually along with female and male population (in millions). Use the data to answer the questions that follow.
”IBPS



Ans .

(a) 1990


  1. Explanation :

    ”IBPS
    From the table, it is clear that in 1990, the per capita production of milk was least.





Ans .

(d) 1995


  1. Explanation :

    We can prepare a similar kind of table that we prepared for previous question. This table prepared is for food grains.
    ”IBPS
    Hence, per capita production of foodgrains was maximum in 1995.





Ans .

(c) 1995


  1. Explanation :

    Percentage increase in production of food
    ”IBPS
    From the last table, it is clear that in 1995, the difference between percentage increase in production of foodgrains and percentage increase in production of milk was maximum.





Ans .

(c) 1995


  1. Explanation :

    ”IBPS
    From the last column of the table, it is clear that the per capita consumption of calories was highest in 1995.





Ans .

(c) 1995


  1. Explanation :

    ”IBPS
    Clearly, from the table, availability of nutrient is maximum in 1995.





Ans .

(c) 1995


  1. Explanation :

    ”IBPS
    From the table, it is clear that the per capita consumption is maximum in 1995.



Direction for questions 167 to 172: Answer the questions based on the following graph. The graph given below gives the yearly details of money invested in producing a certain product over the years 1991 to 1995. It also gives the profit (in ‘000 rupees).
”IBPS

For questions 167 to 172: The values in the graph can be represented in the table given below
Here O.H. is overheads and Int. is interest, P/C is profit/cost.
”IBPS



Ans .

(b) 1993


  1. Explanation :

    We can see that the increase in raw material has been maximum in 1993, viz. 15 points increase.





Ans .

(c) 1993-94


  1. Explanation :

    The change in the profit is maximum in 1993-94. In this year, there is a 50 points drop in the profits.





Ans .

(a) Interest


  1. Explanation :

    It can be seen that the interest has remained more or less constant over the given period.





Ans .

(c) 1992


  1. Explanation :

    ”IBPS
    Thus, it can be seen from the above table that the overheads as a percentage of raw material is maximum for 1992.





Ans .

(b) 5%


  1. Explanation :

    The total profits over the period = (15 + 25 + 20 – 30 + 15) = 45 Total costs = (330 + 290 + 90 + 260) = 970
    Hence, profit/costs \(= \frac{45}{970}=4.6% \)
    = 5% (Approximately)





Ans .

(b) 1992


  1. Explanation :

    If the interest component is not included in the cost, the data can be represented as follows.
    ”IBPS
    Hence, we can see from the table that maximum profit per unit cost is in 1992.



Direction for questions 173 to 177: Answer the questions based on the following information. The following table gives the tariff [in paise per kilo-watt-hour (kWh)] levied by the UPSEB in 1994-95, in four sectors and the regions within them. The table also gives the percentage change in the tariff as compared to 1991-92.
”IBPS



Ans .

(a) increased by 6.5%


  1. Explanation :

    If the amount of tariff consumed by sector 1 is the same, then we can directly compare the tariffs to the two regions and get the answer.
    ”IBPS
    Hence, we can see that as compared to 1991-92, the net tariff in 1994-95 increased by \( \frac{(2172–2040)}{2040}=6.5% \)





Ans .

(b) 420


  1. Explanation :

    ”IBPS
    Hence, the average tariff for region 3 in 1991-92 is \( \frac{1678.3}{4}=419.5=420 \)(Approximately)



Additional direction for questions 175 to 177: The UPSEB supplies power under four categories: urban (25%), domestic (20%), industrial (40%) and rural (15%). In 1994-95, the total power produced by the UPSEB was, 7875 megawatts.



Ans .

(a) 1,312 megawatts


  1. Explanation :

    In 1994-95, the power consumed by various sectors out of 7875 megawatts can be given as follows.
    ”IBPS
    Since there was a 10% decrease in domestic consumption of power in 1994-95, the domestic consumption in 1991-92 = \( \frac{1575}{0.9}=1750 \) megawatts.But this constitutes 20% of total power consumed in 1991-92 and the rural consumption constitutes 15% of total power in 1991-92. Hence, in 1991-92 the rural consumption = (1750 × \( \frac{15}{20} \)) = 1312 megawatts.





Ans .

(d) Cannot be determined


  1. Explanation :

    We only know the tariff rates for the two years for various regions and sectors. But we do not know the category-wise break-up of tariffs, i.e. the rates for urban sector is not known. In the light of this, we cannot answer this question





Ans .

(b) The average tariff in region 2 is greater than the average tariff in region 5


  1. Explanation :

    Let us evaluate each of the above statements. The average tariff in region 4
    =\( \frac{(415+423+441+451)}{4} = 432.5 p/kwh\)
    region 2 =\( \frac{(472+468+478+470)}{4} = 472 p/kwh\)
    region 2 =\( \frac{(440+427+439+446)}{4} = 438 p/kwh\)
    Hence, the average tariff in region 2 is higher than in region 5. This statement is true. Note that we cannot evaluate the third statement at all.



Direction for questions 178 to 185: Answer the questions based on the following table. The table given below gives the annual details of loans from rural banks and agricultural loans over the years 1970 to 1983. Using this data answer the questions that follow.
”IBPS



Ans .

(a) 85%


  1. Explanation :

    In 1974, agricultural loans amounted to = Rs. 34.54 million. Loans from rural banks in 1974 = (260 × 98 × 243) = Rs. 6.19 million.
    Hence, total amount of loans = (34.54 + 6.19) = Rs. 40.73 million.
    Hence, percentage of agricultural loans =\( \frac{34.54}{40.73} \) = 84.79% = 85% (Approximately)





Ans .

(b) 80%


  1. Explanation :

    ”IBPS
    So the total number of loans up to 1980 = (2520 + 4485 + 6760 + 25480 + 38478 + 174240) = 251963 And the total number of rural loans in 1983 = 319200
    Hence,\( \frac{251963}{319200} \) = 78.93% = 80% (Approximately).





Ans .

(d) 1980-81


  1. Explanation :

    ”IBPS
    Thus, we find that the maximum increase in the number of loans for rural banks is in 1980-81.
    Note: Students please note that we have not calculated the increase for 1970, 1980 and 1983 as their previous years’ figure is not known.





Ans .

(b) Rs.264


  1. Explanation :

    The value of agricultural loan in 1983 is Rs. 915.7 million. But this at consumer price index (CPI) = 149. So if we want this value at 1970 CPI, viz. 43, it would simply be
    \( \frac{43 × 915.7}{149} \) = 264.26.





Ans .

(c) 1970


  1. Explanation :

    Students please note that what they are really asking is for which year the average number of loans is the least, and we can see in 1970.





Ans .

(b) 81%


  1. Explanation :

    From 1970 to 1983, in 13 years the number of agricultural loans went up from 18,300 to 2,11,600, an increase of 1,93,300. So percentage increase in this = \( \frac{193300}{18300 } \) = 1057. However, this growth is spread across 13 years. Hence, simple annual rate of increase = \( \frac{1057}{13 } \) = 81.3% = 81 (Approximately).



Additional direction for questions 184 and 185: If the consumer price index for 1970 is to be taken as 105 and the indices for the subsequent years are to be corrected accordingly, then answer 184 and 185.



Ans .

(a) 174


  1. Explanation :

    The CPI in 1970 is 43. But it has to be taken as 105. Presently in 1983 and 1975, the CPI is 149 and 78 respectively. Hence, they should actually be taken as \((149 ×\frac{105}{43}) = 363.83 \) and \((78 ×\frac{105}{43}) = 190.46 \) respectively. Hence, their difference
    = (363.83 – 190.46) = 173.37 = 174 (Approximately).





Ans .

(b) Rs.680 million


  1. Explanation :

    Total value of loans
    = Rural bank loans + Agricultural loans.
    Rural bank loan in 1980 = (605 × 288 × 567)
    = Rs. 98.79 million.
    Total value of agricultural loan in 1980 = Rs.498.4 million. Hence, total loans in 1980 = (98.79 + 498.4) = 597.19. But this is at a CPI = 131
    If it is to be calculated at 1983 CPI, viz. 149, then its value will be 597.19 × \( (\frac{149}{131}) \) = Rs. 679.24 million = Rs. 680 million (Approximately).